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The Deity Debt-Collector

Ayaan_Mondal
7
chs / week
The average realized release rate over the past 30 days is 7 chs / week.
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Synopsis
Ethan is a nobody living in the rainy scrap yards of New York, struggling to pay off his dead father’s medical bills. But everything changes when he finds a broken, rusted smartphone in a junk pile. ​This is no ordinary phone. It is a tool from the "Universal Agency," and it shows Ethan a terrifying truth: The Gods people worship—the ones in charge of wealth, war, and luck—are all deadbeats. They have borrowed centuries of "Human Luck" and never paid it back. ​Now, Ethan is the new Debt-Collector. Armed with a glowing blue whip and a phone that hacks reality, he must hunt down these powerful Deities hiding as billionaires and celebrities. ​"A debt is a debt. I don’t care if you’re a God... pay up."
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Chapter 1 - ​Chapter 1: The Broken Phone and a Father’s Debt

Chapter 1: The Broken Phone and a Father's Debt

​The streetlights in Lower Manhattan were buzzing, flickering like they were about to give up. The rain was cold, the kind of rain that gets inside your bones and stays there. It mixed with the trash on the sidewalk,

making everything smell like wet iron and old food. My name is Ethan, and right now, I was worth less than the garbage I was stepping over.

​I had twelve dollars in my pocket. That was it. No bank account, no home, just a small backpack and a mountain of hospital bills that had my father's name on them. He had passed away three months ago, leaving me with a debt I could never pay in ten lifetimes. Every time I closed my eyes, I could still see him in that white hospital bed, looking so small, while the doctors talked about "costs" and "insurance."

​"I just need one win," I whispered to myself, my voice disappearing into the sound of the rain. "Just one."

​I was walking through the 'Iron-Graveyard,' a massive junk yard near the docks. It was full of rusted cars, broken-down robot arms from the factories, and piles of twisted metal.

Most people saw trash here. I saw a chance to find some copper or a working battery that I could sell for a burger. My stomach was growling so loud it was starting to hurt. I hadn't eaten a real meal in two days.

​I climbed over a pile of old engine parts, my boots slipping on the wet metal. That's when I saw a strange blue glow. It was coming from deep inside a heap of discarded android parts. I reached in, my fingers getting scratched by the sharp edges, and pulled out a phone.

​It was old. The screen was shattered into a thousand tiny cracks, and the casing was covered in rust and dirt. But a soft, deep blue light was pulsing behind the glass, like a heartbeat.

​"Maybe I can get fifty bucks for the parts," I thought, wiping the mud off the screen with my sleeve.

​But the second my thumb touched the glass, a sharp jolt of electricity shot up my arm. It wasn't like a battery shock; it felt like a bolt of lightning had just downloaded itself into my brain. I gasped, dropping to my knees as my vision went blurry.

​[HELLO, ETHAN. SYNC COMPLETE.]

[YOU ARE NOW THE NEW DEBT-COLLECTOR ID: 007.]

[STATUS: HUNGRY, POOR, BUT ACTIVE.]

​"What the...?" I gasped, trying to shake the phone off my hand. But it wouldn't move. It was stuck to my palm like it was part of my skin.

​A blue light shot out of the screen, creating a floating map in the air right in front of me. It showed the streets of New York, but they looked different. There were glowing gold lines running under the buildings, and a big red dot was blinking right behind me.

​[FIRST JOB: COLLECT A DEBT.]

[TARGET: THE MERCHANT (FORMERLY KNOWN AS MAMMON - GOD OF GREED).]

[HE OWES: 500 YEARS OF HUMAN LUCK.]

[PENALTY FOR FAILURE: YOU DISAPPEAR FOREVER.]

​"Mammon? The God of Greed?" I shook my head, my heart thumping against my ribs. "This has to be a joke. Some high-tech prank."

​But then, the air around me changed. The smell of the trash vanished. Instead, the alley started to smell like expensive perfume, sulfur, and old paper money. I turned around slowly.

​Standing there was a man. He looked like a typical Wall Street billionaire. He was wearing a suit that probably cost more than my entire neighborhood, and his hair was perfectly slicked back. But his eyes... they weren't human. There were no pupils, just two solid, glowing gold coins where his eyes should be.

​"So," the man said. His voice was smooth, like expensive wine, but it felt heavy, like it was pressing down on my chest. "The Agency is getting desperate. They sent a hungry stray dog to talk to me?"

​He laughed, and the sound was like gold coins clinking together in a silk bag. "A beggar wants to take back what I've earned?"

​I squeezed my fists until my knuckles turned white. My legs were shaking so hard I thought I would collapse. I was terrified. This man—this thing—looked like he could kill me just by thinking about it. But then, a memory hit me.

​I remembered my dad's face the day the bank took our house. I remembered the cold way the debt-collectors talked to us, like we weren't even people. I looked at this rich 'God' standing in front of me, and a hot fire started burning in my stomach.

​"I don't care who you are," I said. My voice was shaky at first, but it got stronger as I spoke. I pointed the broken phone at him. "A debt is a debt. My dad had to pay his. Why should you get a free pass just because you're a God?"

​The man's smile disappeared. His golden eyes flared with a mean, angry light. "You dare speak to me about debt, little human? I own this city. I own the breath in your lungs."

​[TARGET IS AGGRESSIVE. UNLOCKING BASIC TOOL: THE BLUE WHIP.]

​A spark of blue energy shot out of the phone's charging port. It grew long, coiling around my hand like a snake made of sapphire light. It felt warm, and for the first time in months, I didn't feel weak. I felt powerful.

​The man snapped his fingers. Two huge, scary shadows grew out of his feet. They turned into monstrous dogs made of black smoke and gold, their teeth glowing with a sick green light. They growled, a sound that made the ground beneath my feet vibrate.

​"You think a broken toy can stop a God?" the man yelled, his voice echoing through the junk yard. "Kill him. Eat his soul."

​The shadow-dogs lunged at me.

​In the past, I would have run. I would have hidden. But today, I was done running. I swung the blue whip with all my strength. It cut through the air with a sound like a thunderclap, hitting the first dog right in its smoky chest. The creature let out a high-pitched scream as it exploded into blue sparks.

​I stood my ground, the rain washing the dirt off my face. In that moment, I wasn't Ethan the trash-picker anymore. I wasn't the boy with the medical bills.

​"Starting now," I whispered, my eyes fixed on the Golden-Eyed God. "The rules are changing. And I'm here to collect."

​I jumped forward, the blue whip glowing like a star in the dark alley, ready to show the Heavens that the bill was finally due.