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Debtbound

ZeroDot
7
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The average realized release rate over the past 30 days is 7 chs / week.
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Synopsis
Kael Vire’s just a broke first-year college student trying to get through life without flunking out… until he randomly signs this weird glowing contract thing he finds on campus. Now he’s stuck with a Blood Pact System — and it’s not exactly friendly. It gives him power, sure… but everything he does racks up debt. Real debt. Blood debt. Every skill he uses, every time he fights, even when he kills — it all adds up. And if he can’t pay it back? Let’s just say the system collects. Now weird things are happening. People around him are changing. Some have systems like his, others are turning into monsters, and there’s this creepy cult whispering about “The Collector.” This isn’t just college anymore. It’s survival. Kael never asked for this. But if the only way to live is to fight, then he’s going all in — even if it means becoming something the old him wouldn’t recognize.
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Chapter 1 - Chapter 1: Literally Just Wanted to Pass My Semester

You ever just… wake up on the floor and immediately regret trying to be a decent person?

Yeah. That's me right now.

I was lying in the alley behind my dorm building, face-down in something sticky. My ribs felt like someone used them as a trampoline. My glasses were gone. My mouth tasted like blood and dirt.

A voice above me went, "Still breathing, Vire?"

Great. They're still here.

I didn't even look up. No energy for it. These guys were seniors from the combat track — tall, buff, and full of ego. Apparently, me reporting them for harassing a girl in the cafeteria was enough reason for them to drag me out back and beat the soul out of me.

"I literally didn't even touch any of you," I muttered.

Wrong move. Someone kicked me in the side again.

"Next time, mind your business, smartass."

They left after that, probably bored. I guess watching someone die slowly isn't as fun when they're not crying or begging.

I laid there, staring at the flickering streetlight overhead.

So this is how I go out? Not fighting demons, not some grand battle — just got jumped behind a garbage bin.

And then...

[DING!]

BLOOD PACT SYSTEM INITIALIZING...

The hell?

This red holographic screen popped up in front of my face like I was in a VR game. I blinked, thinking I must've hit my head way too hard.

Vital Status: Critical

Eligible for emergency power loan.

Do you want to survive?

 Warning: Power must be repaid in blood, memory, or time.

[ACCEPT CONTRACT]

 [DECLINE AND DIE PEACEFULLY]

"Okay, what in the actual hell…" I croaked.

I thought maybe I was hallucinating. Or already dead. Or both.

But the countdown started.

[10 seconds remaining… 9… 8…]

"Oh, screw it," I muttered. "Yeah, sure. I accept. Save me, weird demon pop-up."

Blood Pact Accepted.

Borrowed Power: Tier II – Shadow Reflex Protocol

Debt: 5,000 Blood Coins

Payment due: 3 days

Suddenly, it felt like someone injected hot battery acid into my bones. My whole body jerked. Bones cracked, but like... backwards. I could feel everything realigning like some cursed chiropractic session.

I screamed — or maybe just wheezed.

Then I stood up.

Not on purpose. My legs just moved.

I looked down at my hands. They weren't shaking anymore. My body felt... wired. Like I could dodge lightning or punch through a fridge.

Then I heard footsteps.

Great. The goons came back.

"Wait... he's up?"

They froze. I turned toward them, slowly.

I didn't say anything. I didn't have to. One of them actually stepped back.

The rest? Not so lucky.

I don't even remember moving. I just blinked — and the first guy was down, holding his face and screaming. Another flew into a dumpster. One tried to run and got swept off his feet with a kick I didn't even know I could do.

I stood over the last guy.

"Still breathing?" I asked. Then I walked away before I said something edgy and cringed at myself later.

I made it out of the alley and collapsed near the back door of the mess hall, panting. My body was shaking, even with whatever freaky buff I just got.

And then, like an annoying notification after ordering food online:

Debt Remains: 5,000 Blood Coins

Payment due in 3 days.

Choose your method: Blood, Memory, or Time.

Failure to repay will result in Collector visitation.

Have a powerful day.

I stared at the message.

"Cool. So I basically took out a murder loan."