The next morning, Moana was startled by a loud banging sound from outside. The banging and shouting woke up everyone in the house.
BANG! BANG! BANG!
"OPEN THE DOOR!"
Moana jolted awake. Outside her room, she could hear her mother's panicked voice and hurried footsteps.
"Freddy! It's the bank guys again!"
"Tell them to leave!" Mr. Freddy snapped from downstairs.
Moana hurried out of her room. In the living room, two neatly dressed men stood at the door with cold expressions. One of them was holding a thick folder full of documents.
"Mr. Freddy still hasn't paid the five months of overdue loan payments," the man said firmly. "We've issued warnings multiple times."
Mrs. Freddy tried to force a small laugh. "My husband is taking care of the money."
"Your car was repossessed last week. Now we're here to seize the next asset."
Her mother's face went pale instantly.
"What do you mean, seizure?" she asked in a panic.
