Chapter 11: Obtaining Startup Capital
Zou Wanhao was also very concerned about his son, but seeing his son safely held in his mother's arms, he finally let out a sigh of relief.
At this moment, Zou Wanhao looked towards Chen Pingan and Zhang Yong.
The Constable had already informed him over the phone that two High School Students had found his son, and specifically, one of the High School Students named Chen Pingan had caught the human trafficker.
It was said that Chen Pingan knew Kung Fu, which was why he was able to catch the human trafficker.
Zou Wanhao's gaze swept over Chen Pingan and Zhang Yong.
Zhang Yong nervously lowered his head, but Chen Pingan raised his head and met his gaze without fear.
Zou Wanhao immediately smiled, confirming who had saved his son.
"Hello, Classmate. You must be Classmate Chen Pingan, right?" Zou Wanhao extended his hand toward Chen Pingan. Chen Pingan was momentarily stunned, then quickly extended his hand and shook hands with Zou Wanhao.
"That's me. I am Chen Pingan," Chen Pingan replied briefly.
"Thank you. You saved my Lifeline," Zou Wanhao stated solemnly.
Zou Wanhao was already over thirty this year, and after being married for several years without children, this child was his first.
If something had happened to this child, he definitely would not have been able to handle it.
Now, the child had finally been found.
Zou Wanhao also breathed a sigh of relief.
"Mr. Zou, since you are older than me, I'll be bold enough to call you Big Brother Zou. I hope that's alright," Chen Pingan said with a light chuckle.
"Of course, that's fine. If my younger brother had skills like yours, I'd be overjoyed," Zou Wanhao said, laughing.
He was speaking the truth, as Zou Wanhao really did have a younger brother, but that brother was lazy and gluttonous, unwilling to work, causing Zou Wanhao endless headaches.
"Big Brother Zou, speaking of which, I should really thank you. It was your Reward that saved your son."
"Because I saw the Reward posted on the street, it made me recall seeing the human trafficker taking the child a few days ago."
"But at that time, I didn't know that person was a human trafficker. I just thought it was an Ordinary Person taking a child home."
"It was only when I saw the Reward on the street today that I realized that person was a human trafficker. So, I came looking, and sure enough, I found your son here," Chen Pingan said calmly.
He had said this to the Constable before, and repeating it now to Zou Wanhao was to establish the full Context of the incident.
Otherwise, if he had found the human trafficker without any reason, Chen Pingan would not have been able to explain himself clearly.
"Even so, we still owe it to your Good Fortune, Young Brother," Zou Wanhao said emotionally.
Although Chen Pingan was attentive because of the money, words of gratitude were still necessary.
Zou Wanhao was able to build such a large business at a young age, so naturally, his interpersonal skills were excellent.
"Young Brother, thank you for your effort this time. The 300,000 Reward will be paid in full, and I also owe you a Favor. If you ever run into trouble in the future, you can come directly to me," Zou Wanhao said with a smile.
He was considered a Prominent Figure locally, and such a promise was extremely valuable.
When Chen Pingan heard this, his eyes lit up, and his heart rejoiced.
Of course, he knew that Zou Wanhao might just be being polite, and such Favors shouldn't be taken too seriously.
But Chen Pingan currently needed his first batch of Startup Capital.
For money, Chen Pingan could abandon his Face.
Chen Pingan said with a smile, "Big Brother Zou, if you put it that way, then I won't be polite. I really do have something I need your help with."
"Tell me, what is it?" Zou Wanhao asked composedly.
If what Chen Pingan asked for was relatively small and easy to accomplish, he would naturally give him Face.
But if what Chen Pingan asked for was too difficult, then there would be no way; he wouldn't help.
After all, Zou Wanhao was not an Idiot.
Chen Pingan said, "Big Brother Zou, I need a sum of money, but I can't find anywhere to borrow it. Since you're a businessman, you must have Connections in this area. Could you introduce me to a place where I can borrow money?"
Chen Pingan did not ask Zou Wanhao for a loan directly but phrased it differently.
Zou Wanhao was stunned for a moment when he heard Chen Pingan say that.
If Chen Pingan had asked him for a loan directly, he would definitely have been unhappy. Whether he would lend it or not would be hard to say.
But hearing that Chen Pingan only wanted him to introduce someone who could lend him money, the nature of the request was different.
One was asking for a direct loan, the other was asking for help finding someone to lend money.
He would essentially just be acting as a Guarantor.
Although being a Guarantor was not an easy task, it was much better than providing a direct loan.
"You have a 300,000 Reward. Isn't that enough for you?"
Zou Wanhao asked curiously.
"We acted together as two people. We agreed beforehand that when we got the money, I would give him fifty thousand, leaving me with two hundred and fifty thousand."
"Although 250,000 is not a small amount, I have many places where I need to use money, and 250,000 is still not enough."
"If I can manage to borrow money, that would be perfect."
"I don't need the money for long, just one month. And I can pay Interest, but of course, it can't be Usurious Loan with compounding interest."
"I can offer twenty percent Interest," Chen Pingan said carefully.
He had carefully considered the Interest rate; if it was too low, it wouldn't be worthwhile, and the other party probably wouldn't lend the money.
If it was too high, it wouldn't be possible; he wouldn't take out a Usurious Loan.
"Twenty percent Interest for one month? That rate is not low," Zou Wanhao murmured.
"The Interest isn't low, but I don't have Collateral, so I need your help, Big Brother Zou," Chen Pingan said with a wry smile.
"Without Collateral, it certainly makes things much more troublesome," Zou Wanhao nodded.
"How much money do you need to borrow?" Zou Wanhao asked.
Chen Pingan naturally wished for as much as possible, but he couldn't say that. If he did, he probably wouldn't be able to borrow a single cent.
It would look as if he were planning to Abscond with Funds.
Chen Pingan quickly calculated in his mind and immediately said, "Two million. A term of one month. After one month, I will repay 2.4 million, which is twenty percent Interest."
Zou Wanhao looked deeply at Chen Pingan, smiled, and said, "Young Brother, I consider you a friend. I hope I haven't misjudged you. For this amount, there's no need to introduce anyone else; I will lend it to you directly. How about this: it's too late today. Come to my Company tomorrow, and we'll go through the procedures." Zou Wanhao said with a smile.
"Big Brother Zou, thank you," Chen Pingan said excitedly.
This was two million! With this money, he finally had his Startup Capital.