In a cheap rental room.
A young man slowly woke up and looked around the rental room:
"Where am I?"
"Shouldn't I be in the hospital? Why am I here?"
He remembered he had been walking normally on the sidewalk when a runaway dump truck suddenly came barreling toward him. There was no time to dodge.
The next moment, the truck hit him, and everything went black.
When he woke up again, he was here.
"Holy shit, could it be that the dump truck driver didn't want to send me to the hospital and instead brought me to his place?"
The young man felt a chill run down his spine.
But then, a sharp pain shot through his head, and a flood of information rushed into his mind.
A moment later,
the headache subsided, and the man's face was filled with confusion and astonishment:
"I… I've actually traveled through time?"
"The ultimate time-travel tool—the dump truck! The internet didn't lie to me!"
After sorting through the memories of the original owner of this body, he realized he had traveled to a parallel world.
The history, politics, culture, and economic development of this world were quite similar to his original world.
However, in terms of developmental progress, this world was about a decade behind his original one.
It felt like a mix of crossing into a parallel world and being reborn.
"The original owner's name is also Qin Feng, just like mine?"
Qin Feng muttered to himself,
"Could that be the reason I crossed into his body? Or at least part of the reason?"
"It seems like the 'me' from my original world is dead… Well, that dump truck was moving pretty fast. The chances of surviving a head-on collision were slim."
As for the original owner of this body, he had just committed suicide by drinking poison before Qin Feng crossed over.
The reason for his suicide left Qin Feng speechless—
The original owner had taken out online loans and couldn't repay them on time. The debt collectors scared him so much that he killed himself!
And the reason he took out the loans made Qin Feng even more disdainful—
He did it to impress his "goddess," buying her luxury bags and other expensive gifts!
"Damn simp, he deserved to die!"
Qin Feng had nothing but contempt for such simps.
What made it even more frustrating was that the original owner was actually quite good-looking, yet he still chose to cling to one woman and willingly became a simp.
If Qin Feng in his previous life had such good looks, he could have been a player with ease, without having to rely so much on smooth talk and tactics.
Just then,
his phone rang. It was a text message from a debt collector:
"Kid, if you don't pay back the money soon, we're going to inform your colleagues, friends, family, and even your former classmates and teachers about your unpaid debt!"
"Then we'll give you three more days. If you still can't pay up, we'll take one of your arms... followed by a leg..."
The reason the original owner of this body committed suicide was that the debt collectors had shown up earlier that day, threatening to expose his debt to everyone he knew if he didn't repay it.
Terrified of being disgraced, afraid of being judged by those around him, and even more afraid that his "goddess" would look down on him, he chose to end his life...
"Dammit, what a coward!" Qin Feng cursed under his breath.
He was scared into suicide just like that?
How spineless and pathetic must the original owner have been to do something like this?!
Informing everyone he knew?
If they want to spread the word, let them!
Do you know why these people threaten to tell everyone instead of taking legal action?
Because they're operating illegal online loan schemes, which are against the law to begin with. How could they possibly expect legal protection?
Since what you're doing is illegal anyway,
don't blame me for not playing by the rules!
"Anyway, I'm already tens of thousands in debt from these online loans, and there's no way I can pay it back now!"
"...When you're already covered in lice, a few more bites won't matter. Might as well take advantage and squeeze out more benefits!"
That's right,
Qin Feng not only had no intention of paying attention to the threats from this loan platform,
but he also planned to borrow from even more of them.
So he took out his phone and started searching for various loan platforms, checking whether their interest rates complied with national regulations. Any platform charging interest above the legal limit was an illegal loan operation.
Once he confirmed it was an illegal loan platform, he immediately downloaded the app.
...Qin Feng remained silent, focused solely on downloading loan apps.
Soon,
he had over 40 loan apps installed on his phone.
To make room for as many apps as possible, he had even uninstalled some of the original software on his phone.
"Phones nowadays are still far behind compared to the timeline from my previous life. The storage space on this phone is way too small."
"I've only downloaded a little over 40 loan apps, and the phone's memory is almost full."
Qin Feng muttered a complaint under his breath.
Then, he began opening these apps one by one, registering and applying for loans...
And so—
Over the next few hours,
Qin Feng remained silent,
only shaking his head, nodding, opening his mouth, blinking his eyes...
Several hours later,
he had finally gone through all the downloaded loan apps.
"Damn, that was exhausting!"
Qin Feng felt like he was about to develop dry eye syndrome.
But as he looked at the balance on his phone now,
he smiled happily.
Over three million!
This was the result of his busy hours.
While applying for loan limits, Qin Feng realized that his predecessor hadn't been entirely useless.
At the very least, during the time he was simping for the campus goddess, he had built up a decent transaction history.
This meant that when Qin Feng applied for loans now, the smallest amount any platform approved was fifty thousand, while some even lent him over a hundred thousand.
That was how he managed to borrow over three million—almost four million—from these forty-plus loan apps!
"But it's not over yet."
"Although black market online loans aren't legally protected, their debt collectors use violent methods to recover debts."
"Only by finding a way to deal with this can I truly be safe."
Thinking back to the burly men who came to collect debts this morning, Qin Feng knew he stood no chance against them alone.
At this point in time, these people really would resort to violence.
He absolutely needed to find some helpers.
"Helpers..."
Qin Feng racked his brain for candidates, one face after another flashing through his mind.
"Leng Guanyu... though he's strong, we're just classmates, not close enough. Not suitable."
"Luo Xingxuan... we're on good terms, practically brothers, but he's too timid, even more cowardly than my former self. Not suitable."
"Pang Yuhui..."
After thinking it over, Qin Feng still hadn't found the right person to be his helper.
Suddenly,
a brilliant idea flashed through his mind:
"That's it!"
"Isn't the best place my hometown?!"
His original self's hometown was a clan-based village.
Everyone in the village shared the same surname, and if you traced back their lineage, they all came from the same ancestor. They were connected by blood and generational hierarchies.
For instance, it was completely normal for an eighty-year-old man from the eastern part of the village to be called "Grandpa" by a ten-year-old child from the western end.
As a result, whenever someone in the village was bullied by outsiders, everyone would stand together in remarkable unity.
For example,
a couple of years ago, a child trafficker had sneaked into their village to kidnap a child but was caught by the villagers. The villagers ganged up on the trafficker, beating them so severely that they ended up in the emergency room—and ultimately, they didn't survive.
The result of that incident was...
The next day, several elderly men from the village turned themselves in at the local magistrate's office, claiming responsibility for the trafficker's death. The youngest among these elderly men was ninety-two years old!
Instead of arresting them, the constables not only let the elderly men go, but the chief inspector personally drove them home safely in his car.
"It's settled then, I'm going back home!"
"But simply returning home isn't enough. I also need to find a way to get everyone on board with my plans."
"Once everyone is on my side, I can ensure that my 'safe house' is absolutely secure."
After a moment of thought,
Qin Feng stood up immediately, left his place, and took a taxi to a Mercedes-Benz 4S dealership, where he picked up a Mercedes-Benz S-Class.
He completed the purchase so quickly that the salesperson was left stunned.
Then, he returned to his rented apartment, packed his belongings briefly, and set off for his hometown.
Flashy!
This return home had to be flashy!
That way, he could attract everyone to actively join his "ship."