Mei Jiushan didn't pay any attention to the words "late payment fee"; strictly speaking, transactions among Cultivators are usually made with cash and goods on the spot.
If one party in a transaction dares to incur a debt, it must be a long-standing relationship, or they have strong backing and aren't afraid of the other party defaulting — try not repaying if you dare?
So he handed a Storage Talisman to Feng Jun, "Thank you, Mountain Master Feng, for your understanding. Here are twenty thousand Spirit Stones. Please check them."
But Jiang Shangren was more meticulous, "Late payment fee... is it interest? How should it be calculated?"
Feng Jun took the Storage Talisman, glanced at it casually, then responded, "The late payment fee is interest. For each day delayed, it's half a percent of the principal, which is five hundred Spirit Stones... is there a problem?"
Upon hearing this, Mei Jiushan was stunned, "You're actually charging me interest?"
