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From Trash Thug to God-Slayer: The Infinite Refund Glitch

[The Hook] Ten years of blood. Ten years of sacrifice. I was Han-Seol, the "Light of the North," the Hero who ended the Great Demon War. I gave my youth, my health, and my soul to save a humanity that rewarded me with a blade between my ribs. As my blood pooled on the marble floor of the palace, the Holy System—the "God" I served—spoke its final chilling words: [Mission Complete. Hero Utility: 0%. Discarding Host.] [The Twist] I expected eternal darkness. Instead, I woke up to the smell of trash and the sound of a flickering neon sign. I was back. Ten years in the past. But I wasn’t the Hero anymore. I had been reincarnated into the body of Drake Vance, a bottom-tier street thug with zero talent, zero money, and a death sentence hanging over his head. In my previous life, Drake was the first "minor villain" I had ever killed. Now, I was living in his skin, destined to be the first stepping stone for my former self. [The System Reveal] But something went wrong during the soul-transfer. The Holy System glitched, and in its place, a new, golden interface appeared: [The Malfunction Refund System has Initialized!] [Guiding Principle: Failure is the Mother of Profit.] Unlike the Hero System that demanded perfection, this system rewarded failure. Attempted to steal a legendary artifact and got caught? [Refund: 100x Stealth and Agility!] Tried to cast a spell and it fizzled out? [Refund: 100x Mana Capacity and Potency!] Failed to kill a target? [Refund: 100x Critical Damage Multiplier!] [The Promise] The "Hero" Han-Seol is still out there, gathering his party and preparing to save a world that will eventually betray him. He thinks he’s the protagonist of this story. He’s wrong. I know every secret dungeon, every legendary item location, and every betrayal that is yet to happen. I will fail my way to the top, collecting "Refunds" until I am so powerful that the heavens themselves cannot discard me again. If being a Hero meant dying for nothing, then I’ll be the Villain who takes everything. "I’m not here to save the world this time. I’m here to make it pay the interest."
SharpPen · 1.2k Views

MILF System: Spending Money On Mature Women For 100% Rebate!

Jaeho Han's father was his hero. A man built like Hercules who worked multiple jobs to give his kids the education he never had. But after the twins were born, the workload became too much. His father's health deteriorated silently, refusing help, hiding his condition even from his wife. He died when Jaeho was thirteen, leaving behind a grief-stricken mother who could barely look at her children without drowning in guilt. She lasted four years before she disappeared. At seventeen, Jaeho became the sole guardian of his five-year-old twin sisters, Jia and Serin. He worked multiple jobs like his father before him, scraping by on scholarship and sheer willpower. School became a nightmare—bullied for being poor, for being an orphan, for being a year older than everyone else due to his late admission due to making sure his sisters' education came first. But he endured it all without fighting back, because one wrong move meant losing everything. The debt piled up. ₩737,500,000. Over $500,000. Loan sharks circling. Bills suffocating him. He smiled for his sisters every day, but at night, he was drowning. One morning, desperate and broken, he helped a recently divorced woman at his laundromat job. She couldn't pay but promised to refund him once her banking app stops acting up, so he transferred his last ₩50,000 to help pay for whatever it was she wanted. Hopefully, it would return with a nice tip. A cyan screen appeared in his peripherals. [Ding!] [Cashback system activation requirement met!] [System binding in progress...!] [System successfully linked!] [Spent ₩50,000. 2X critical hit. Earned ₩100,000. The money has been transferred to account XXX-XXX-XXX] [Spent at least ₩50,000 on a lewd item for a MILF. Received 1 lottery ticket. Do you want to use it?] [YES][NO] "Wait, lewd item?" Jaeho questioned before looking at the woman with suspicion. For the first time in five years, Jaeho could breathe. But the system wasn't done with him yet. Every won he spent on mature, lonely women came back multiplied His father told him that as long as you keep moving forward, things will work out. Jaeho's about to find out just how far forward he can go. --------- Content Tags → Smut / R18+ → Harem, Comedy, Slice of life → System-Elements → Slightly towards Netori [Mc stealing and using others wife] → No Yuri → No Netorase / Yaoi / BL → System + Worldbuilding Driven
User_Name_Triple · 618 Views