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HP: Talented, Powerful, Yet in Debt

Reincarnating into the world of Harry Potter, Lucien Grafton thought he would grow up as the heir to a wealthy family. But the moment his Hogwarts letter arrived, his Loan System awakened. Advance rewards now, pay the price later. Simple, right? [Congratulations to the host for obtaining "Loki’s Mask" (Black-green shifting mask of Loki).] Repayment Period: 365 days】 Reward: 【Loan Content: Acquire the magical talent of Loki, the God of Trickery and Change】 【White Magic: S】 【Dark Arts: SS+】 【Defense: S+】 【Transfiguration: SSS】 【Potion: A】 【Alchemy: A+】 【magic Power: SS】 Repayment: Perfectly master Transfiguration within one year. "Umm.. with this SSS-rank talent, I can master Transfiguration within a year.. pretty simple." [Congratulations to the host for obtaining a Qilin Egg.] Reward: A divine beast companion. Repayment: Refine a Potion using the Philosopher’s Stone. "Uhh.. a Potion using the Philosopher’s Stone..? Well, I guess I can do that.." [Congratulations to the host for obtaining the Dark Magic Encyclopedia.] Repayment: Voldemort’s head. “…Wait—what?!” Voldemort: “What do you mean you owe a debt and need to borrow my head?!” With every loan, Lucien gains powers beyond imagination, becoming Over f#cking Powered far too quickly—but also debts that could shake the Wizarding World itself. McGonagall sees him as a once-in-a-century Transfiguration prodigy. Dumbledore frowns at his “dangerous potential.” Hermione stares in shock as the new boy buys out half of Flourish & Blotts. And Lucien himself? He just wants to clear his debts before they pile up too high. After all… what’s scarier than Voldemort? A System that won’t stop lending!!!
DarkDevil1 · 3.5m Views

Logging 10,000 Years into the Future: Battlefield, Journey, Academy

May 12th 2026 - Welcome, fellow readers! Here is an epic cosmic novel; a fun, light read :) 70% serious martial arts sci-fi, 30% entertaining parody of webnovel tropes and clichés. Even if you haven't read the manhua or the first story arcs, you can start with chapter #530, it's ok. A new adventure begins, in a new place, with mostly new characters. I started translating/adapting this webnovel because the existing online English versions were terrible [raw MTL with missing chapters in the Battlefield arc] and the manhua had gone from artsy and entertaining to mediocre and silly, though it improved in may 2026. The original Chinese webnovel is quite good all the way. And it seems to have reached its final episode, chapter #672, after a long hiatus, on March 29th 2026! I'm looking for raws of the 24 last chapters, #649-#672. This is a personal translation/adaptation work that I uploaded on webnovel.com only. This is not yet another "raw MTL" version (raw MTL means unedited, automatic, hard-to-read Machine TransLation). Enjoy :) I shared the complete Battlefield arc (chapters #530-#579) and Journey arc (chapters #580-#622). I am currently sharing the Academy Selection arc (chapters #623-...). See my "Glossary" chapter for more about these story arcs. Overall, I shared chapters #530-#648. I'd like to share until the end of the novel if I find the raws. There are only 24 chapters left, the end is near! /Updated on May 12th: Manhua chapter #318 was published on May 11th and corresponds to webnovel chapters #601-#602. For more information, see my chapter titled "Where to start reading? Manhua vs Webnovel"./ Manhua abstract from mangaupdates.com: 300 years after Alien Beasts started invading the world, humanity began to lose ground, with only martial arts as their last line of defense. Lu Sheng mysteriously gains the power to journey 10,000 years into the future, only to find humanity has disappeared. However, he acquires the culminated martial arts wisdom to fight back against these monsters, honing his skills to the pinnacle. Armed with this new-found knowledge, can Lu Sheng emerge as the final beacon of hope for humanity's survival? Edit: The story now takes space in outer space, with space pirates and death ray cannons. Hmm. Even if you read the manhua, you could start reading the webnovel at chapter #530 since this webnovel is much more detailed, coherent, fun and interesting than its manhua adaptation, especially in the last arcs, the manhua became really bad. For a full table of recent manhua updates, check my chapter titled "Where to read? Manhua vs Webnovel, chapters comparison". You can find other English versions online, but beware, last timie I checked they were mostly if not all raw MTL translations. There is another English version posted by Transcedence on this site, webnovel.com, it is a hard to read raw MTL version but it is almost complete (though 11 chapters were missing in the middle of the Battlefield arc)
dhoogee · 139.9k Views

Mahabharat: Shiva’s Last Variable

Himanshu was just an ordinary eighteen-year-old—an orphan scraping through life—until a heated argument about Karna and Arjuna became the last conversation he would ever have. Struck down by a god’s wrath for daring to question divine actions, his life ends abruptly… but not completely. Before his soul can fade into oblivion, he is summoned by Lord Shiva. Declaring that Himanshu’s death was unjust and premature, Shiva offers him a second chance—one bound not by mercy, but by purpose. A sacred duty awaits him in a world where Dharma is on the verge of collapse. Reborn in the era of the Mahabharata, Himanshu quickly realizes something is terribly wrong. The timeline exists. The kingdoms stand. The great war approaches. But the one who anchors destiny itself… Lord Krishna is missing. Without Krishna, the balance between Dharma and Adharma begins to shatter. Heroes waver. Villains rise unchecked. Fate itself grows unstable. Armed with three extraordinary boons—a mysterious system that rewards his actions, unnatural luck, and unmatched talent in all arts and combat—Himanshu steps into a story that was never meant to unfold this way. But in a world where destiny has lost its guide… Even the smallest change can birth unimaginable consequences. As he navigates alliances, alters events, and challenges the very will of the gods, Himanshu must confront a terrifying truth: Is he here to save this world… —or to decide if it deserves to be saved at all? ====================================== (Author note:) This story was a heavy A.U and all those characters belong's to the OG creator of the epic. Except the Mc and Oc. And I would never disrespect them. I hope you guys give me your opinion and idea's. WARNING: If you don't feel like you dislike A.U on Mahabharat then there is a chance you might not like the story. And the story won't just follow the book or any serials. It's A.U so might feel a mix kind of feeling. Bye guys I hope you enjoy the story.
Karikalan_000 · 397.7k Views

Douluo: Three Useless Souls Dominate the Douluo World

Douluo Continent: Three Useless Martial Souls Overwhelm Douluo. Transmigrating to the Douluo Continent, Lin Chen awakens three martial souls considered useless by the world—Blue Silver Grass, Black Iron Hammer, and Luo Sanpao. His innate soul power is low, and he suffers endless ridicule. He thought his life would be mediocre, but the system he briefly connected with suddenly ran away, leaving him with an incredible legacy: the Northern Darkness Divine Art, a complete explanation of Tang Sect's ultimate techniques and techniques to counter them, the coordinates of Douluo Continent's treasure lands and Dragon Tomb, a complete encyclopedia of soul beasts, and a mature method for condensing three soul cores. He uses the Northern Darkness Divine Art to absorb soul power, not relying on soul rings, and not being bound by levels; he is proficient in all Tang Sect methods and can easily break them, going from enduring and lying low to being forced to rise up in rebellion. Tang Sect Ghost Shadow Mystery? I have Lingbo Weibu? Tang Sect Xuanyu Hand, Purple Demon Eye? I have Vajra Indestructible Body + Breaking Illusion Divine Eye? Tang Sect Hidden Weapon Hundred Solutions, Dragon Beard Needle, Zhuge Divine Crossbow? I possess the Myriad Transformations Finger and the Shattering Star Palm, my finger strength shattering hidden weapons, my palm wind shattering mechanisms—the internal force of the Tang Sect's Mysterious Heaven Skill? I possess the Northern Darkness Divine Skill. He seized the opportunity, devouring the Blue Silver Emperor's bloodline; forging the Black Iron Hammer, wielding the Great Dao of Destruction; ordering Luo Sanpao to devour dragon clan soul beasts, excavating the Dragon Tomb's depths, and reversing his status as the supreme Dragon God. Blue Silver Grass grasps life, the Iron Hammer wields destruction, merging to prove creation; cultivating three soul cores simultaneously, gaining dual godhood, with a body lacking a martial soul, relying on his legacy, he forged an unparalleled divine path that crushed the Douluo God Realm.
Fictiongirls · 377.7k Views

Awakening a 10,000x Skill Proficiency Multiplier in the Apocalypse

(45,000+ Words before locked! Enjoy!) — [Ding! Nexus Glitch successfully applied. Congratulations! You have obtained the unique cheat system : 10,000x Skill Proficiency Multiplier!] [Glitch Description: Every time you use a skill, spell, or perform an action, you instantly gain 10,000 times the normal mastery experience!] As expected, surviving the end of the world in your past life was worth it! While others had to cast a spell hundreds of thousands of times over agonizing years to level it up, you could bypass the system's rules in mere seconds. [Detected: Tier 0 Magic: Basic Spark.] [Ding! 10,000x Multiplier activated. Concept Threshold Breached. Congratulations! You have obtained the Conceptual Law: Forbidden Spell Solar Flare!] [Detected: Tier 0 Skill: Basic Sneak.] [Ding! 10,000x Multiplier activated. Spatial Law Unlocked. Congratulations! You have obtained the Conceptual Law: Void Walk (Absolute Physical & Magical Immunity)!] [Detected: Tier 0 Crafting: Basic Structural Repair on a City Core Anchor.] [Ding! 10,000x Multiplier activated. Architectural Law Unlocked. Congratulations! You have instantly constructed the impenetrable Tier 5 Guild Citadel: Sanctuary!] Beautiful! While the arrogant mega-guilds play politics and real-world billionaires cower in their fragile panic rooms, you are building the ultimate apocalypse-proof fortress and commanding an elite, hand-picked legion of legendary mercenaries, assassins, and master crafters.
Knight_Plot · 454.2k Views