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Chapter 22 - Compounding Returns

Time didn't stop.

It worked for him.

By the time Lucas logged into the old desktop computer in the small study room, nearly a full month had passed since his first investment. The screen flickered slightly as the system connected—slow, dated, but functional. Year 2000 technology wasn't elegant, but it was enough.

Lucas checked the numbers carefully.

The stock he had entered with five thousand dollars

Had exploded.

Not overnight.

Not magically.

But steadily, exactly as the system had predicted.

$5,000 → $50,000

Lucas leaned back in his chair, exhaling slowly.

"So it's done."

The system interface appeared, calm and neutral.

[Investment Cycle Complete]

Optimal withdrawal window: Now

Risk increase projected beyond this point.

Lucas didn't hesitate.

He withdrew.

Not all of it—just enough to lock in the gains and avoid attention. He'd learned one thing quickly: money moved quietly survived longer.

A second notification followed.

[Company Share Update]

Early-stage tech company valuation surge detected.

Your holdings have matured.

The company wasn't famous yet. Barely known outside certain circles.

But Lucas knew what it would become.

By the time he finished the process, the total balance sitting in his account was something his past self wouldn't have dared to imagine.

Not rich.

But free.

A New Kind of Independence

That evening, Lucas told his mother.

Not everything.

Just enough.

He explained the lottery.

He showed her the bank papers.

He calmly told her he had invested part of it—and that it had grown.

Maria Cole didn't speak for a long moment.

Then she covered her mouth.

"This… this is real?"

Lucas nodded. "I'll handle my future. But half of what's left—I want you to keep it."

"For the house. For Daniel."

Her hands trembled as she held the papers.

She didn't cry loudly.

She cried quietly—the kind that came from years of pressure finally loosening.

Lucas felt something settle inside him.

This was power.

Not dominance over others—

But the ability to protect what mattered.

SP Earned: +10

Reason: Meaningful life deviation confirmed.

The Bike

Lucas didn't buy luxury.

He bought utility.

A solid, reliable motorcycle. Black. Simple design. No unnecessary flash. Something that could handle long rides and bad roads alike.

When he rode it for the first time, the wind pressed against his chest, and the engine hummed steadily beneath him.

Not fast enough to draw attention.

Fast enough to move forward.

At school, heads turned.

Not because of the bike alone—

But because Lucas looked like someone who knew exactly where he was going.

Closer, Naturally

Asha noticed the changes before anyone else.

Not the money.

Not the bike.

The way he spoke—clearer.

The way he studied—sharper.

The way he listened—focused.

They didn't force conversations.

They just… happened.

Sometimes they studied together after class.

Sometimes they walked part of the way home.

No flirting.

No pressure.

Just understanding.

One afternoon, she asked softly, "You've changed a lot. Does it feel strange?"

Lucas thought about it.

"No," he said. "It feels… accurate."

She smiled at that.

Body and Mind

His workouts had intensified.

No longer broken into desperate sets.

Now they were controlled, deliberate.

His body recovered faster—muscles repairing almost unnaturally well after each session. Strength built upon strength. Endurance layered smoothly instead of painfully.

The system tracked it all.

Physical Capacity: 10 → 10.5

Brain Capacity: 9 → 9.5

Mental Resilience: 9 → 9.3

Not explosive.

But unstoppable.

Lucas understood something now.

Genius wasn't sudden inspiration.

It was compounding clarity.

Looking Ahead

That night, Lucas sat on his bed, helmet resting on the floor beside him.

Money secured.

Family stabilized.

Body improving.

Mind sharpening.

School was no longer the end goal.

It was a training ground.

The system remained silent—for now.

But Lucas knew.

The world wouldn't stay quiet forever.

And when it finally pushed back—

He would be ready.

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