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Chapter 18 - Chapter 18: Interest

[They have agreed.] The system's voice sounded cheerful and delighted, but Mu Ning didn't fall for it.

Instead, she smiled. "What is the condition?"

After working with the system and admin for so long, if she didn't know that there was always a hidden clause, Mu Ning would despise her intelligence.

[Ugh... just... the admin wants a share too. Not much... just 2% of interest.] The system said in a hesitant voice.

"Sure." Mu Ning's direct agreement made the system wary. Sure enough, the next second, Mu Ning continued, "The admin will prioritize my points for lending. I will only charge a 6% interest rate plus the 2% interest."

[Host, don't you think 8% is too little?] 

"Hm? Nope. With 7 trillion points being lent at an annual rate of 8% interest, the interest alone would amount to 35 billion per month. That's 420 billion per year. Within a decade, my returns alone will match the principal amount." Mu Ning's calculation shocked the system to its core.

Mu Ning had only considered her share, yet she became a billionaire. Can he say... his host was the smartest? While others were begging for a few points, his host earned passively.

She is too awesome!

The sound of footsteps attracted Mu Ning's attention. When she saw the little ones, a smile appeared on her face.

"Good morning, darlings."

Gwen and Warren remained silent, their jewel-like eyes staring straight at Mu Ning with deep intensity.

"What happened?" It took a few minutes for Mu Ning to sense their unusualness.

"Let's talk." Warren's grim voice and expression made Mu Ning remember the aloof senior she had a crush on. 

Soon, Warren and Gwen arrived in Mu Ning's room and sat on the sofa.

Mu Ning followed their lead and sat at a certain distance from them with a curious expression.

"Did you beat Wu Jiao?" Warren posed the question; his eyes were shimmering with calculations.

"Yes." Mu Ning had no intention of hiding it.

It would be better if Warren and Gwen knew that she was avenging them, and going forward, she would protect them. 

Even though Warren and Gwen were already prepared, they were still taken aback.

"You... did it... because he used to mistreat us?" Gwen asked in a hesitant voice, her lips were trembling, and her eyes had already moistened up.

"I did." 

Warren's and Gwen's pupils contracted, and their expression turned a little lost as if they couldn't believe the reality in front of them.

Thump. Thump!

They could feel their heart beating fast and a warmth spreading all over their body. 

Mu Ning saw their lost expression, and her heart felt hollow. 

How much have they suffered that even a small deed of beating up a malicious person like Wu Jiao... seemed to have touched them?

A normal child might have cried and poured out all the grievances they might have felt, but her babies... they were silent.

"Going forward, I will protect you..."

"Save it." Warren suddenly stood up and tugged on Gwen's arms. "We don't need your help! Just so you know, we aren't helpless. We could have dealt with him on our own!"

Gwen, though reluctant, stood up; her eyes remained fixed on Mu Ning.

"Mu Ning, till now you have abused us and let us be mistreated. Why the sudden change? Do you think Mr. Wang would look in your direction if you treat us well? Dream on!" Warren bared his teeth at Mu Ning, who remained silent despite the vicious words.

Warren felt even more agitated. "What? Are you thinking of punishing me? Go ahead! I am not afraid! Women like you don't deserve to be a mother!"

"Warren," Gwen shouted his name, realizing that he had crossed a line. A look of panic appeared on her face as she stared at Mu Ning.

She was worried... worried that Warren's words would push Mu Ning over the edge and she would return to her previous self.

She was worried that the warmth she craved so desperately... would never return...

Mu Ning blanked after hearing Warren's words. Not only because they were vicious... but because of the memories that overflowed in her mind.

Memories of when 'Mu Ning' slapped, kicked, and even pinched Warren and Gwen hard. Memories of when 'Mu Ning' didn't show mercy even when 4-year-old Warren begged her.

Memories of when 'Mu Ning' stood indifferently on the side while her own children were mistreated, insulted, and even neglected.

The next second, a wave of nausea hit her hard, and she rushed to the bathroom.

The sound of puking was particularly glaring to Warren and Gwen's ears, their faces turning pale from panic.

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