Professor McGonagall brought Charlie back to the orphanage, patiently explaining the situation to Granny White and even performing a small display of magic.
Only then did Granny White finally relax and stop suspecting that this robed old woman was some kidnapper in a bathrobe trying to snatch children.
Before Charlie left, Granny White tried to push a £100 note into his hands. He refused, and instead quietly left an envelope with £500 on her desk.
It wasn't a huge amount, but it would at least help the orphanage make it through the month more comfortably.
Ever since transmigrating, Charlie had lived here. Granny White treated him like her own grandson, and one of Charlie's biggest motivations for making money was to help her.
Seeing this, McGonagall's expression softened even more.
A true Gryffindor's sword indeed, what a kind-hearted child.
After leaving the orphanage, she led Charlie into a shabby little pub.
"This is the Leaky Cauldron, the entrance to Diagon Alley."
In the pub's back courtyard, she tapped her wand against several bricks. The wall shifted and folded open, revealing a hidden passage.
Charlie followed her inside, and the sight before him stunned him into silence.
Cobblestone streets, quaint shops with ancient charm, owls swooping overhead, and robed witches and wizards bustling about.
"Welcome to Diagon Alley," Professor McGonagall said with a gentle smile.
Charlie's eyes widened.
And right then, a sharp, shrill voice echoed in his mind.
[Detection complete: His Majesty has officially entered the Wizarding World.
Tyrant King System initializing…]
[His Majesty: Charlie White]
[Age: 11]
[Magical Talent Rating (Max Level 10)]
Transfiguration: 6
Charms: 8
Potions: 6
Defense Against the Dark Arts: 7
Herbology: 4
Astronomy: 4
History of Magic: 5
[Spells Known: 0]
[Tyrant Points: 0]
Charlie nearly jumped in fright.
Tyrant King System? Seriously? The Warring State has been gone for ages, are you lost, system?
Where exactly am I supposed to be a tyrant king?
But this wasn't the time to investigate the system. McGonagall was already urging him forward.
"Come along. We need to exchange some Galleons at Gringotts first."
She pointed to a towering white building at the far end of the street.
"That's the wizarding bank."
Entering Gringotts, Charlie immediately noticed the short, sharp-featured creatures with long noses and pointed ears moving about.
"Those are goblins," McGonagall said quietly.
"They run Gringotts. They're born financial experts."
"Tsk. Actual goblins," Charlie muttered, staring.
They looked exactly like the ones from fantasy stories. He couldn't help wondering if the wizarding world had goblin princesses too.
The interior of Gringotts was lavish.
Polished marble floors, gleaming enough to reflect faces. Enormous crystal chandeliers hung from the ceiling.
Rows of counters lined the hall, each staffed by a busy goblin, counting coins, recording transactions, inspecting gemstones with magnifying glasses.
Yet strangely, none of them greeted Charlie or McGonagall.
She led him to a counter.
The goblin behind it didn't even look up, continuing to scratch figures on a ledger.
"Ahem." McGonagall cleared her throat.
Only then did the goblin raise his head, irritation written plainly across his face.
"Exchanging Galleons?" His voice was sharp and unpleasant. "How much?"
"This child needs to exchange some currency," McGonagall said.
"And also open an account."
The goblin glanced at Charlie with clear disdain.
Another Muggle-born. In other words, someone who'd exchange only a small amount of pounds, open the cheapest account, and be gone.
Barely worth his time.
Even if McGonagall brought him here, so what?
If Dumbledore himself stood here without money, he still wouldn't care.
"There is a service fee for currency exchange," the goblin said coldly.
"And another service fee for account creation."
Charlie saw the attitude and immediately felt annoyed.
"Wizarding money is divided into Galleons, Sickles, and Knuts," McGonagall explained softly.
"One Galleon equals seventeen Sickles; one Sickle equals twenty‑nine Knuts. Currently, one Galleon is worth about five pounds."
Charlie nodded, then pulled out a thick envelope from his coat.
He slapped it onto the counter.
"Exchange £1,500 worth of Galleons."
(OG Author's Note: There is NO canon limit on currency exchange, those limits come from fanfics. If gold can be exchanged for Galleons and Galleons for pounds, then pounds being exchange-limited makes no sense.)
Bills spilled out across the counter, large, crisp notes.
The goblin instantly dropped his abacus and snatched the money, counting at lightning speed.
"It really is £1,500," he muttered, clearly surprised.
Several nearby goblins glanced over with envy.
Fifteen hundred pounds, over three hundred Galleons.
A rare, big transaction. Customers who could exchange this much usually returned often.
The goblin's attitude flipped instantly, from cold indifference to fawning enthusiasm.
"Honored sir, welcome to Gringotts!" he said, beaming obsequiously.
"I am Ragnok, delighted to be of service!"
"Allow me to introduce our many financial services. Aside from currency exchange, we offer savings accounts, investment management, and vault rentals."
"For distinguished guests such as yourself, we also offer exclusive VIP services, fees three percent lower than standard accounts!"
"Would you like to apply for our Diamond Membership Card? All Gringotts services come with a ten percent discount for cardholders!"
Charlie crossed his arms and stared at him.
"I liked you better five minutes ago when you were acting all arrogant."
"Go back to that."
Ragnok's smile froze on his face.
What… what did that mean?
McGonagall pressed her lips together, struggling not to laugh.
"Just open the account," Charlie said, clearing his throat.
"Convert everything to Galleons. Deposit two hundred. I'll take the rest."
"Yes, yes! At once!" Ragnok said quickly.
A short while later, Charlie received a hefty pouch filled with golden Galleons.
They were heavier than he expected, each coin gleaming, engraved with intricate patterns.
"First-years usually need only a few dozen Galleons," McGonagall said.
"You'll have more than enough for quite some time."
Charlie weighed the pouch, pleased.
"Come," McGonagall said.
"Time to buy your wand. A wizard's most important tool."
Charlie nodded and followed her out of Gringotts.
They reached Ollivanders, a narrow shop with a faded sign reading:
Makers of Fine Wands since 382 B.C.
He pushed open the heavy wooden door. The brass bell chimed softly above him.
From somewhere deep inside the dim shop, a voice drifted out, old and mysterious.
"You are destined for greatness, Mr. Potter…"
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200 P.S = 1 Extra Chapters