Leo chewed slowly, the crunch of the chocolate chips echoing in the dead-silent office. He swallowed, wiped a crumb from his lip with his cuffed hand, and looked Vex straight in the eye.
"You're arresting me," Leo said, his voice flat. "For giving people money. Without asking for anything back. That... that is your fraud?"
"Exactly!" Vex barked, puffing out his chest. "It's a complicated scam that you're pulling. I won't go into much detail, but we officially call it a Double-Cross-Ponzi-Scheme!"
"You give money away to build trust, and then..." Vex paused, sweating slightly. "And then... Well, the investigation will find out what the second part of the plan is! Nobody is this nice for free!"
Vex turned toward the lobby, raising his voice so the onlookers could hear. "Citizens! Do not be fooled! This man is a menace! By providing zero-interest loans, he is trying to trap you, so he can take everything from you later! He is a vile human being!"
