Qin Jin is 27 years old this year.
Height 177cm.
Average appearance.
After adding some points for height and figure, I can barely be considered above average overall.
25-year-old university graduate, majoring in electronic information.
I have been working for two years and have been in the workplace for two years.
I just quit my job and am planning to find a higher-paying job.
I graduated at this age because I served in the army for two years after the college entrance examination and went to university after I was discharged from the army.
Being able to save nearly 100,000 yuan in 2 years is very good for people of the same age.
But it can only be compared among ordinary people.
There is no comparison with the real second generation.
Qin Jin is also content with what he has.
I thought my life would be smooth and stable, and I would meet the person I like, get married, and have children.
Slowly live a normal life like most people.
Qin Jin's family background is pretty good. His parents ran a small factory when he was a child.
Although the business later closed down due to the impact of e-commerce, it still has some assets.
I also own two houses in Shenzhen, a first-tier city in China, which is not as good as any other but better than any other.
In addition, he has a normal personality and values, so he has a lot of advantages in finding a wife.
At least there is no mortgage pressure.
After graduation, I worked outside and was free without being controlled by my parents.
I plan to play around for a few more years and then get married when I meet the right girl.
Unexpectedly, things did not go as planned.
The end of the world has come.
Relatives are lost one by one, and friends disappear one by one.
In the end, I was the only one left alive. Fortunately.
A great being from somewhere gave him a chance to start over.
He must seize the opportunity to make up for his regrets and create his own Peach Garden sanctuary!
Back to the issue of making money.
There are countless ways for every reborn person.
It depends on which one you choose.
Qin Jin actually doesn't have many options now.
There is only half a year left, so it is only suitable for the method that will produce the fastest results and earn the most money.
There is no way for other reborn people to start a business again, make friends with various future bigwigs, etc.
Buying lottery tickets is one option, but there is a high probability of failure.
Everyone knows.
The lottery industry depends on the director's mood.
It can come up with any number it wants.
Even if you remember the numbers for a certain period and buy N tickets, big data will show that so many people have won the numbers in this period, and the prize pool will be emptied.
This is going to cost the director his life.
Get out of the way quickly——
So Qin Jin never memorized the numbers for a certain period.
It's useless.
As a reborn person, the most intuitive thing is to know the occurrence and approximate dates of some major events.
For example, Qin Jin knew that two countries in the Middle East would go to war at the end of April this year!
As an office worker, I have a good memory.
While slacking off, I clearly remember that this news came out in the last week of April and shocked a lot of people.
The stock market plummeted that day. Myanmar A paid the bill, and Da A expressed responsibility for the matter.
Of course, Qin Jin didn't plan to invest in stocks at this time because the time period was too long.
Although I still remember a few stocks that will skyrocket due to certain events in the future, there are better options at present.
Futures market.
Crude oil contracts.
It consolidated between $35 and $45 for a long time.
Driven by the war, and perhaps with the shadow of a certain beautiful country behind it, the price skyrocketed to 70-80 in less than half a month!
It doesn't seem to have increased much, not even doubled.
But you must know that the futures market is highly leveraged!
Qin Jin was still lamenting at the time how great it would be if he invested all his fortune in a leveraged long position.
The opportunity is now.
What is lacking is funds.
The larger the capital, the more profit you can make in this market!
Directly download various Ludai APPs that you remember.
I continued searching online to see if there were any I had missed, and installed nearly 30 of them on my phone before I gave up.
Thanks to this prosperous era, the economy is also still strong.
The beautiful country is issuing a lot of new money, and there is a flood of gold everywhere, and hot money is looking for sources everywhere.
Qin Jin didn't care whether the interest rate of each APP was normal. As long as it was not a scam company and the loan period did not exceed 3 days, he would apply for it.
The incident happened at the end of April, and now it is mid-April. There is less than half a month left to raise money, so we have to be quick.
Busy until three in the afternoon.
Only then can we deal with all the loan apps.
Except for ten companies whose loans will be disbursed in the next three days, the other nearly twenty companies have received their funds today.
The account balance has swelled to 1.3 million!
Several banks are still communicating with the two major mobile payment companies.
With Qin Jin's bachelor's degree and normal monthly cash flow, it would be no problem for him to borrow another 100,000 to 300,000 yuan from each family.
If you have a house or car as collateral, the chances will be even higher.
Although my family has two houses, it is simply impossible to tell my parents directly that I want to sell them for investment.
Although Qin Jin has been a smart and obedient child since he was young.
But my parents are not that open-minded.
Qin Jin planned to give it his best try.
Without thinking too much, I called my dad again.
.......
He directly stated that he planned to start a business and build a factory that integrates agricultural product planting, breeding, and processing.
After asking about the situation, his father asked Qin Jin to go home tomorrow. The next day.
Qin Jin returned home.
Carefully outline some of your plans.
It doesn't count as deceiving your parents.
He planned to build this factory into a shelter after the end of the world.
It's not as difficult to communicate as you might think.
Qin's father (Qin Guosheng) asked some questions and conveyed some warnings, then handed the property certificate of a house to Qin Jin.
He said, "Ah Jin, you're not a kid anymore. It's a good thing that you have the idea to do something. Dad won't stop you. There's just one thing. I need to help you look after the factory in its early stages. I'm your dad, who also ran a factory, so I can be of some help."
Qin Jin was even more eager for it. Families should be together when the end of the world comes, so that they don't have to find excuses to get together later.
Qin's mother (Zhang Li) said, "Your father and I will be watching. If you have any questions, you must come to us for consultation. Go ahead and do it. If you lose money, you can just keep working. You still have a house, so you don't have to worry about not being able to find a wife."
Qin Jin was speechless.
It was easier than I thought to get the title deed to a house in my family (this title had been in Qin Jin's name since he was a child).
He went straight to the nearby bank that day.
It's a bit too late to put it up for sale now.
By the time someone takes a fancy to the house and the agent takes them to see it, and all the procedures are completed, the opportunity is gone.
The only way is to mortgage the property directly.
This method is the fastest.
Qin Jin's house is located in a mid-sized area of Shenzhen.
The housing prices are also at a medium level, around 60,000 to 70,000 yuan.
100 square meters, the market price is around 6-7 million.
Directly obtain financing from the bank at the current highest limit of 80%.
You can get 5.6 million, and the loan release time is agreed to be 2 days.
——————
Return to residence.
Qin Jin was lying on the bed.
Close your eyes and think about what is missing and the details of futures investment.
It's my personality.
He must ensure that he can get a certain amount of start-up capital first.
Otherwise, you will be more passive in the later stages, and only when you are one step ahead can you take the next step.
Two more days passed.
Calm sea.
Nothing special happened.
In addition to the occasional news reminders, Qin Jin is also perfecting the material list, factory (shelter) design drawings, and other future development plans.
A relatively complete framework has emerged in his mind.
Just wait for him to realize it step by step.
"Ding~"
Qin Jin turned on his phone.
Looking at the deposit notification of 5,600,000.00.
I know that the harvest of the actions in the past two days has been obtained!
Original deposit of nearly 90,000 + small APP loan of 1.67 million (later several banks also received the funds) + ordinary loans of 1.7 million from several banks + consumer loans of 500,000 from two payment companies + real estate mortgage of 5.6 million
The total amount reached a huge figure of 9.56 million!!!
Almost a multi-millionaire. (Just kidding)
This figure is basically the amount of money that can be raised at present, excluding some high-interest loan sharking in the dark and gray areas.
He couldn't continue asking relatives and friends for money, as it was too troublesome.
It is not conducive to the development of some subsequent things.
The time has come on April 20th.
If history doesn't change, that big event will happen in about a week.
During this period, I was able to open a futures account, a large-amount channel, and finalize the leverage ratio, margin ratio, etc.
There are also many things to deal with.
Next.
After receiving the money, Qin Jin went directly to the securities account opening platform, found a professional manager, and agreed on a maximum margin of 20x. (The margin and leverage ratio for each futures commodity are different. For example, commodity futures generally only offer 6-12x, while treasury bonds offer 50x, and crude oil futures can offer 20x, which is a 5% margin rate.)
After opening the account, I directly deposited 9.5 million into it.
The platform will automatically convert Chinese currency and American currency according to the real-time exchange rate.
Eat 9 million of them one after another.
The price of crude oil has been fluctuating between 38 and 40 yuan recently, with no particularly large fluctuations.
500,000 is set aside as emergency funds.
Of course, the highest 20x leverage cannot be used casually. The risk is too high. A 5% drop will result in a liquidation and zero loss.
So Qin Jin planned to use 5x leverage before the big event happened.
9 million Chinese yuan is like a drop of water compared to the global market.
It's hard to even create a wave.
Qin Jin's average holding price was around 39 yuan. At this time, the crude oil price was 39.6 yuan, which was still a small profit.
As long as the price doesn't fall below 31 yuan instantly, there will be no danger.
Everything was peaceful for five consecutive days.
In addition to continuing to improve his plans, Qin Jin also goes out to eat delicious food from all over the world.
I also collected useful information online to select the best location for my future shelter. (It shouldn't be too close to a downtown area, as the zombies would be a threat, but it shouldn't be too remote, as it would be difficult to gather supplies and dangerous if a natural disaster strikes.)
I also have a general goal in mind.
He also joined a doomsday communication group, which was a group of doomsday survival enthusiasts.
They discussed how they would cope with the end of the world and how they could live better than others.
Qin Jin was so impressed that he called himself an expert.
He supplemented and improved some of the areas that he had not thought of.
The big guys in the group often asked the right questions to this newcomer named "Qianjin".
It's as if this person has really been to the end of the world.
The questions asked are always close to the topic, and both parties often have lively conversations.
April 26th.
Qin Jin stared at various news pages all day long.
At this time, the price of crude oil reached 41 yuan, which was 2 yuan higher than his holding cost.
And it is still rising steadily and slowly.
It's almost time.
He directly increased the leverage to 10 times.
It didn't open 20 times.
After all, he was not involved back then.
In addition, many years have passed, and I only remember the approximate values. I am not sure whether there have been extreme fluctuations in the key points.
If the price falls below his cost in an instant, it will be troublesome.
If you can earn money within your cognition, your plan will be completed.
It was evening.
Before the news came out, the price of crude oil had already soared to 45 yuan!
Subsequently, explosive news appeared in the major media.
The two oil-rich countries in the Middle East are fighting!
One stone can cause a thousand ripples!
The office workers who haven't gotten out of work yet are already telling each other the news.
Each chat group is taking turns discussing it.
Although I was earning 3,800 yuan a month.
However, it is necessary for office workers to know astronomy, geography, ancient and modern times, and be able to control global affairs.
Investors who had just closed the market had just taken a breath, thinking that the leeks that had fallen all day could finally lick their wounds and grow in silence.
Unexpectedly, another depth charge came.
I am going to have insomnia again tonight, and I am saying that A-shares will have to pay the bill tomorrow.
——————
At night.
The price of crude oil has soared to 58 yuan, close to the high point of previous years.
Qin Jin was completely relieved.
Although the numbers in his account made him extremely excited, he still resisted the urge to sell immediately.
Because he knew that it was not yet the top of the stage.
There is still room for growth, so hold on to it first.
The next two days.
Crude oil prices occasionally adjust slightly, but they still rise in the long run.
It quickly broke through the 65 mark and slowly moved towards the 70 mark with hesitation!
April 29th finally arrived.
It reached a high of 70 yuan!
After watching the market intensively for several days, Qin Jin decisively began to ship the goods.
Sell slowly along the way.
At the prices of 70-71-72, all the contracts in hand were sold.
The handling fee will be deducted later.
The final figure in the account reached an unprecedented amount: 89.23 million (ignore the decimals)!!!
Start-up capital obtained!!!