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Chapter 14 - Chapter 14: Privileges

The black and red bull raced down the road.

No wonder Li Zhun named it Night Shadow, although it's kind of nerdy, it's quite fitting.

It's daytime now, the pitch-black body blending with the dark red, rushing forward like a shadow. If it were night, and the lighting wasn't good, it might really merge with the night.

"Gu Bai, it's all my fault. If it weren't for me, you wouldn't have sent that young lady away. You should explain to her later."

A scent of green tea spread within the car.

Gu Bai glanced at her.

Is this woman addicted to playing innocent?

"Alright, stop acting. If it's really necessary, should I call her back?"

Zhang Yumeng immediately shut her mouth.

Perhaps knowing there's still a distance to go, Zhang Yumeng couldn't hold back and started talking again.

"Speaking of it, it's my first time sitting in the co-driver seat of a supercar."

"Hmm?

Haven't you tried any of the supercars in your dealership?"

Zhang Yumeng brushed her hair behind her ear and smiled.

"Don't think that just because I work as a sales assistant at a high-end Lamborghini dealership, it's much different from being a regular sales assistant. Especially for a newbie like me, I'm even less favored.

There's barely any performance in a month, with dozens of sales assistants competing, how could it be my turn? The car I sold to you yesterday was my first sale.

And the supercars in the store are treated like treasures, how could they let us touch them? Even if they really do let us, we wouldn't dare. They cost millions, if they got damaged, selling ourselves wouldn't cover it."

Gu Bai ignored her complaints and instead teased her.

"I think you're wrong. If you sell yourself, you could cover it; if you can't find a buyer, you can sell yourself to me."

"Sure, how much are you willing to pay?"

"That depends on how much you think you're worth."

Before Zhang Yumeng could speak, Gu Bai parked the car to the side.

"Here we are, let's get off."

As the largest branch of Construction Bank in East China, the Shanghai Branch is quite grand.

There's a lot of traffic. Gu Bai parked the car in the open-air parking lot by the roadside, attracting a series of envious or jealous glances. In just two days, he had slowly gotten used to it.

He entered the bank with Zhang Yumeng, heading straight to the duty hall manager.

"Could you please contact your manager, Tian Miaohua, and let her know Gu Bai is here."

The hall manager obviously knew Tian Miaohua, as a senior client manager at the branch, she usually dealt with VIPs, and immediately dialed Tian Miaohua's office.

Putting down the phone, the hall manager quickly said to Gu Bai, "Mr. Gu, please wait a moment, Manager Tian will be here shortly."

Gu Bai smiled politely and nodded slightly.

In just over a minute, a woman in her 30s, dressed in black stockings, a pencil skirt, and a little suit arrived, followed by two men dressed like clerks.

"Manager Tian, this is Mr. Gu."

The hall manager quickly made the introduction.

Tian Miaohua skipped the hall manager and went straight to Gu Bai.

"Mr. Gu, why didn't you notify me in advance that you were coming? I could have come down to greet you; I don't want to waste your time waiting for me."

Gu Bai waved his hand, indicating it was no problem.

"Mr. Gu, please follow me. There are too many people in the lobby. Let's go to the meeting room for a chat."

Many people in the lobby were already paying attention. Although Gu Bai liked to flaunt, he didn't like to be gawked at like a monkey and immediately followed Tian Miaohua to the meeting room.

As soon as Gu Bai left, an intern quietly approached the hall manager and whispered, "Brother Li, who is that? Manager Tian came personally to greet him."

The hall manager gave him a glance.

"What do you think? Where do you work? This is a bank; the only people whom Tian Miaohua would treat with such respect are those with money. And not the average kind, judging by the looks."

"No way, he looks younger than me."

"Young people with money don't necessarily earn it themselves; it could be family money. Look at the girl next to him. Do you think a girl like that would be interested in an average guy?

Stop overthinking. Get back to work!"

The intern cast an envious glance at Gu Bai's retreating figure and left sulkily.

.......

In the meeting room, Tian Miaohua personally served tea to Gu Bai and Zhang Yumeng.

Before she could speak, Gu Bai directly said plainly, "Manager Tian, I have only one request this time, and that is, whenever I have large transfers, I hope they can be processed immediately."

Tian Miaohua sat back in her seat and hurriedly replied, "Please rest assured, Mr. Gu. We have already established a special service team, and they will provide 24-hour service for you. Transfers below ten million RMB don't need to be reported and can be done for you immediately, and transfers above that will be resolved in the fastest time."

Gu Bai nodded in satisfaction.

Seeing Gu Bai satisfied, Tian Miaohua also smiled.

"I wonder if Mr. Gu has any financial management needs? Our Construction Bank has a professional wealth management team. Entrust your funds to us, and we will surely provide you with the highest returns."

Gu Bai shook his head.

"I currently have savings of about 180 million, right?"

"Yes, that's correct."

Zhang Yumeng, who had been sitting quietly to the side playing on her phone, looked at Gu Bai in disbelief upon hearing this topic.

180 million?

This number was unimaginable for Zhang Yumeng over her more than twenty years of life, and yet it was spoken so lightly from Gu Bai's mouth.

Gu Bai, of course, noticed Zhang Yumeng's expression but ignored her.

"I might take out about 100 million for investment soon, so my fixed deposit maybe only around 100 million in the near term, and this money must remain a demand deposit because I might need it at any moment."

The money previously reserved to start a company with Zhao Weiwei and Li Zhun was only 80 million, and now that there are some extra funds, it can be slightly increased. As for the rest, there are still many expenses ahead.

To be honest, Gu Bai simply doesn't care about the meager returns from wealth management.

Being a man with a system, he still has eight small goals unfulfilled.

After hearing Gu Bai's words, Tian Miaohua was momentarily stunned.

"Does Mr. Gu mean short-term savings?"

"That's one way to understand it."

Tian Miaohua was instantly disappointed, but as a seasoned professional, she certainly wouldn't show it on her face.

"If that's the case, Mr. Gu might not be able to enjoy the exclusive services of our Construction Bank. If you are willing to have fixed deposits, we would provide you with an exclusive wealth management account manager, overseas medical services, private doctor services, golf club, yacht club, high-end private bank club, and various other high-status services."

"Does Manager Tian really think I need these?"

Gu Bai lit a cigarette and smiled while looking at Tian Miaohua.

Tian Miaohua fell silent.

In her view, someone as young as Gu Bai with over a billion in deposits must come from a wealthy family, who naturally wouldn't lack social resources, making these privileges that appeal to ordinary people unnoticed by Gu Bai.

"That's really unfortunate."

Though loath to see such a large deposit slip by, Tian Miaohua indeed had no alternative since what she could offer simply didn't matter to him. As for seducing him?

Don't be ridiculous; not only is she over thirty, but the girl accompanying him outshines her by several levels.

"In the coming time, my account will successively receive deposits of about 800 million RMB, and of course, it must remain a demand deposit. If your bank is unwilling to accept this deposit, I can change to another bank."

Tian Miaohua was first taken aback, then immediately responded.

"Mr. Gu, you're joking. Which bank would refuse such a large deposit being brought to them?"

Tian Miaohua didn't worry for a moment about whether Gu Bai was exaggerating; with personal deposits close to two hundred million, he had no need to boast.

But Tian Miaohua wasn't someone who could be easily taken in by promises, so she continued, "If convenient, could Mr. Gu share the specific timing when this fund will be deposited?"

Gu Bai shook his head.

How would he know when this money would arrive?

He also didn't know when his Confidence Value would reach one hundred percent.

"I can only say soon, but the exact timing I'm not sure of, and the funds likely won't arrive all at once, probably in batches."

Tian Miaohua didn't press further.

"Even if Mr. Gu doesn't need these services, it's our duty to provide them, and we'll do our best. I assure you, as long as Mr. Gu's fund's storage reaches the privilege threshold, Construction Bank will do its utmost to serve you."

Although the words are polite, the underlying implication is clear: you are our valued guest as long as your money remains in our Construction Bank; without the money, you're nothing.

Gu Bai understood this.

That's business for you.

It's not a charity; you can't expect them to serve you without generating profit for them.

In the following time, Tian Miaohua detailed the various privileges and benefits Construction Bank could offer Gu Bai. Despite it being his first encounter with such matters, Gu Bai felt reassured, listening quietly due to his self-confidence.

The accompanying Zhang Yumeng, however, remained in a state of shock throughout. As a university student, perhaps because of her early exposure to society, she knew a bit more than typical students but not by much.

All along, she believed that wealth simply meant enjoying a better lifestyle than the average person. But today, after learning about these things, she realized that the pleasures of the wealthy are truly beyond imagination.

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