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Beneath the Billionaire’s Shadow

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Chapter 1 - chapter One heartbreaking truth

The air inside the Lexington Grand shimmered with too much wealth and not enough warmth. Gilded chandeliers floated above like crowns of glass, reflecting champagne flutes, secrets, and the low murmur of power games in progress.

Scarlett Monroe moved through it all with practiced ease, clipboard in one hand, headset barely visible beneath her auburn waves. Her heels clicked like a countdown across polished marble as she surveyed the elite crowd gathered at the charity gala.

Every inch of her screamed control—red silk gown fitted like a dare, eyes sharp as cut emeralds, lips painted like sin. She belonged here, at least for tonight. She had designed this event down to the scent of the orchids imported from Kyoto.

She didn't know she was being watched.

From the mezzanine, Damian Wolfe leaned his forearms on the brass railing and studied her like a chessboard he'd memorized five years ago but hadn't stopped playing in his mind since.

He hadn't planned to come tonight. Wolfe Enterprises had its hands in the game—silent donors behind the scenes—but when his best friend Nate texted him, "You should see who's running the gala," curiosity dragged him out.

He hadn't expected her.

"Still breathing?" Nate's voice pulled him from his trance.

"Barely," Damian muttered. He tilted his head. "She cut her hair."

"She also just orchestrated a million-dollar fundraiser in an hour." Nate smirked, swirling his scotch. "Scarlett Monroe isn't the same girl you knew."

"I never really knew her, did I?"

Nate raised a brow. "That's what happens when you disappear without saying goodbye."

Damian didn't answer. He just kept watching as Scarlett leaned over a checklist, smiled tightly at a guest, and then snapped orders into her headset. No trace of the nineteen-year-old girl who'd once kissed him behind the bar at a dive club and left him wanting everything he wasn't supposed to need.

But the heat was still there. Worse now. Matured. Sharpened.

Scarlett turned suddenly, eyes scanning the mezzanine—and for one brief, brutal moment, their gazes locked. Her posture stilled. Her breath caught just once.

Then she turned back to her clipboard like he was no more than a stranger.

Damian let out a low, unreadable exhale. "She saw me."

"Oh, she saw you," Nate confirmed. "But tonight isn't about nostalgia. You should go down and say something before someone else does."

Someone else had already tried.

Across the ballroom, Brandon Chase—Scarlett's fiancé—approached her with the casual arrogance of a man who'd never been told no. Tall, immaculate in a designer tux, Brandon leaned down and murmured something close to her ear. Scarlett stiffened. Her smile didn't reach her eyes.

Damian's jaw flexed.

"She's engaged?" he asked flatly.

"Not for long," Nate said under his breath. "Trust me."

Scarlett barely noticed Damian anymore—at least that's what she told herself. But as she stood beside Brandon, pretending to care about whatever elitist investment deal he was pushing, her pulse wouldn't settle.

That gaze.

Those storm-colored eyes she thought she'd forgotten.

Five years ago, Damian Wolfe had been her fire and her destruction. One touch from him had cracked her world open—and then he disappeared without a word. No calls. No messages. Nothing.

She spent two years hating him.

Three convincing herself she didn't care.

And now here he was, looking exactly like temptation in a black suit.

"Babe, are you even listening?" Brandon said sharply.

Scarlett blinked, pulled back to the moment. "Sorry, long night."

"Yeah, well, maybe you shouldn't overwork yourself. You've got nothing to prove." He pressed a kiss to her temple—too hard, too public.

Scarlett didn't respond.

Instead, she stepped away, mumbling something about checking with the auctioneer. Brandon didn't follow. He went to his phone, muttering into it in low tones.

She moved past a column toward the back hallway, rubbing her temples.

And then she heard it.

Two voices.

Brandon's and another man's—just around the corner, hidden by shadows and silk-draped walls.

"—you said she doesn't know."

"She doesn't," Brandon replied. "She still thinks she's broke. No clue who her father really is."

Scarlett froze.

There was a pause, then Brandon's voice again: "Do you know how much that inheritance is worth? If I marry her, we control half of Monroe Holdings. All I need is her signature."

"Smart move. But Wolfe's here tonight."

"I saw. He's five years too late."

Scarlett's stomach dropped. A thousand puzzle pieces from her life rearranged violently.

She stumbled backward. Her heel clipped something. A statue wobbled. She caught it before it fell—barely.

But not quietly.

The voices stopped.

Brandon's head whipped around the corner. "Scarlett?"

She ran.

She didn't know where—just away. Away from the lie. Away from the man who'd smiled into her face for years while planning to sell her like a stock option.

The door to the terrace swung open. Cool air slapped her bare shoulders. She leaned against the stone railing, gasping.

"You look like you just found out hell has air-conditioning," a deep voice said behind her.

Scarlett turned fast.

Damian stood there, hands in his pockets, suit flawless, gaze lethal. The tension between them crackled like a wire stripped raw.

"I'm not in the mood for cryptic metaphors," she snapped.

"I figured," he said calmly. "You ran like someone broke you."

"I overheard something I shouldn't have."

"About Brandon?"

She didn't answer. The silence was enough.

Damian stepped closer. "You always deserved better."

"You should know. You walked away without a goodbye, remember?"

That hit. Hard.

He inhaled slowly, like he wanted to say something real—and hated himself for it.

"I left because I was dangerous for you. Because someone wanted you hurt. So I disappeared."

"Wow," she said bitterly. "So noble. And yet, here you are."

"Tell me to walk away again," he said quietly, "and I will."

Scarlett looked up at him. Her heart warred with her rage.

But she didn't say a word.

He reached up and brushed a strand of hair from her face.

It wasn't forgiveness.

It wasn't even desire.

It was a fuse.

And it was already burning.

....

Scarlett slipped out the side exit and found Ava already waiting near the valet entrance, phone in one hand, a martini in the other.

"I figured you'd either need alcohol or bail money," Ava said without looking up. "I brought both."

Scarlett grabbed the martini and downed it in two swallows. "I overheard Brandon."

Ava blinked. "That's usually followed by 'he's cheating on me,' not 'he's plotting to embezzle your secret family inheritance.'"

Scarlett dragged her hands through her hair. "Apparently I'm not who I thought I was. My father is Richard Monroe."

Ava's martini stopped mid-air. "Wait. The Richard Monroe? Billionaire oil baron, vanished from public life after that offshore scandal?"

"Apparently."

"Girl, you've been sitting on dynasty-level money and didn't even know it?"

Scarlett groaned. "He faked my identity. Left Logan and me with nothing. I don't even know why."

Ava whistled. "Well, that explains your ability to walk in heels like you were born on marble."

Scarlett leaned against the valet counter, chest tight. "Brandon was going to take it from me."

"Sounds like a great reason to break off an engagement and set his car on fire."

Scarlett almost smiled. "Oh, and Damian's back."

Ava spat her drink. "Damian Wolfe?"

Scarlett nodded slowly.

"Did you stab him?"

"No."

"Punch him?"

"No."

"Make out with him like your body forgot the past five years and just needed the taste of vengeance on his lips?"

Scarlett didn't answer.

Ava gaped. "You didn't."

Scarlett closed her eyes. "It was one kiss. It didn't mean anything."

"You're glowing."

"Shut up."

Ava put an arm around her. "Scarlett Monroe, you are now officially the hottest scandal in Manhattan."

Scarlett exhaled. "I need to talk to Logan."

---

Logan Monroe's apartment was a fortress—steel, concrete, gunmetal gray, and equipped with enough security to rival a Pentagon annex. He opened the door shirtless, a scar across one shoulder and a Glock on the kitchen counter.

Scarlett walked in without waiting.

"I need to know the truth," she said.

Logan didn't flinch. He pulled on a T-shirt and tossed her a bottle of water. "You found out."

"You knew. All this time, you knew who our father was."

"I didn't want you getting sucked into his world. It's not safe."

Scarlett stared. "That's not your decision."

"No. It was his."

She blinked. "You're telling me he told you to hide it from me?"

Logan nodded once. "He wanted to protect you."

"From what?"

Logan hesitated. "From what comes with the money. People have died, Scarlett."

Her hands shook.

"I have a right to know where I come from."

"You do. But once you step into that world, you don't come back. Try being rich and hunted."

Scarlett looked down. "Brandon was going to take it from me."

"I know. I've been watching him."

"You were spying on my fiancé?"

"I was protecting my sister."

She fell into silence.

"Damian's back too," she said quietly.

Logan's head snapped up. "I'll kill him."

"You can't kill everyone."

"Watch me."

She smirked. "He kissed me."

"You let him?"

"I kissed him back."

Logan cursed under his breath.

Scarlett stood, her heart a storm. "I don't know what to believe anymore."

Logan stepped forward, voice quieter. "Believe this: you're not alone. You never were."

...

The city pulsed below her apartment, a glittering artery of power and secrets. She stood at the window, arms folded, eyes locked on the skyline as if it could answer the chaos spiraling in her chest.

She could still feel Damian's kiss.

Still hear Brandon's betrayal.

Still taste the sharp truth that her life—everything she thought she knew—had been orchestrated by men she barely understood and a legacy she'd never asked for.

Her phone buzzed.

She ignored it.

Then it buzzed again.

This time, curiosity won.

Unknown Number:You should've stayed poor. You were safer in the dark.

Scarlett froze.

Another buzz.

A grainy photo. Her, standing on the terrace at the gala. Taken from a distance.

Unknown Number:You have no idea what you've inherited.

She lowered the phone slowly, hands shaking. Every light in her apartment felt suddenly dimmer. Every window too open. Every breath too loud.

Her chest tightened with something she hadn't felt in years.

Fear.

She grabbed her phone again and hit call.

"Logan," she said as soon as he answered.

"I saw it," he cut in. "Damian did too. We intercepted a clone of that message before it hit your inbox."

"You were watching my phone?"

"We were monitoring for digital threats. You're not exactly off the grid anymore."

"Someone took a picture of me. At the gala. From above."

"Then they were in the building."

Scarlett's stomach churned.

"We'll trace it," Logan said. "But until then, I want you armed. Lock the windows. Don't go anywhere alone. Ava stays with you tonight."

"I'm not some porcelain doll."

"You're a target," he snapped. "And don't argue—you wanted the truth. This is it."

Scarlett clenched her jaw. "Then tell me the rest."

There was a pause on the line.

Logan's voice dropped. "His name's Grayson Vale."

"Who is he?"

"Dad's former partner. When Richard disappeared, Vale lost access to billions. He's been trying to claw it back ever since."

"So I'm leverage?"

"You're more than that. You're the heir."

Scarlett didn't speak.

"You were never meant to inherit," Logan continued. "But when Richard cut Vale out of the legacy, Vale needed another way in. You… became that way."

Her mind reeled.

"What does Damian have to do with this?"

"More than he's telling you."

"What does that mean?"

"I don't know yet. But I'm going to find out."

Downstairs, a black SUV idled across from Scarlett's building. A figure sat in the back, cloaked in shadow, gloved hands resting on a phone.

A voice crackled through the comm line. "She received the message."

The figure didn't respond.

They simply watched as Scarlett's bedroom light flicked off.

And whispered into the silence: "Phase One complete."

---

Scarlett didn't sleep.

Even with Ava crashing on her couch, a kitchen knife under her pillow, and Logan promising a full security sweep in the morning, her body refused to relax. She lay in bed, staring at the ceiling, heart beating against her ribs like it wanted out.

Everything had changed in twenty-four hours.

She'd gone from event coordinator to heiress under siege.

From engaged… to betrayed.

And now, she had Damian Wolfe back in her life, promising protection. Promising nothing would touch her.

But if there was one thing Scarlett knew for certain, it was this:

Promises were fragile.

And people lied.

The only thing she could trust was her instinct—and it was screaming that this was just the beginning.

Her phone buzzed again.

She nearly didn't check it.

But this time, it was from Damian.

Damian Wolfe: Come to Wolfe Tower tomorrow. There's something you need to see.

No details. No context.

Just power wrapped in restraint.

Scarlett stared at the message, thumb hovering.

Then she typed back:

Scarlett: I'm done running.

She hit send.

And somewhere in the dark, the next move in a much older game began to unfold.

---

The next morning, Scarlett stepped into Wolfe Tower wearing black slacks, a silk blouse that dared anyone to underestimate her, and heels sharp enough to slice glass. The security at the lobby barely asked for her name before ushering her to the executive elevator.

She didn't ask who had cleared her. She already knew.

Damian Wolfe was waiting on the top floor when the elevator doors opened.

His sleeves were rolled up, jacket off, jaw tense. The skyline stretched out behind him like it was nothing more than a backdrop to his empire.

"Good morning," he said, voice low and unreadable.

Scarlett walked in like she owned the place. "You said you had something for me."

"I do."

He led her into a private conference room where the walls were covered in screens. Surveillance photos. Paper trails. Corporate links between Monroe Holdings, shell companies, Vale's subsidiaries. Offshore bank accounts. One image was circled in red—a warehouse in Prague.

"This is where the first hit order came from," Damian said. "Your name was attached to it."

"Someone actually put a bounty on me?"

He nodded. "Small. Cautious. But it was real."

Scarlett crossed her arms. "Why are you helping me? Really."

"Because the people coming for you aren't playing business. They're playing bloodlines." He stepped closer. "And I won't let them have you."

Scarlett stared at the evidence sprawled out like a war map.

"What if I walk away?" she asked.

Damian didn't flinch. "Then you still have a target on your back. Only you'll be alone."

She hated that he was right.

He took a step toward her.

"I know you don't trust me," he said. "I wouldn't either, if I were you. But this isn't about us anymore."

Scarlett's jaw tightened. "What if I make it about us?"

Damian's eyes darkened.

Then he slowly reached for her hand.

"If you do," he said, "I'll never walk away again."

She looked down at their hands.

And this time, she didn't pull away.

Scarlett let her fingers curl around Damian's, the weight of the moment sinking into her chest like gravity. His touch wasn't soft. It was firm, warm, steady. And somehow, that steadiness—after all the betrayal, the lies, the fear—was exactly what she needed to breathe.

But breathing didn't mean trusting.

"Don't mistake this for surrender," she said, voice cool but frayed around the edges.

"I wouldn't dare."

His hand released hers slowly, deliberately, like he was letting go of something fragile. He turned back toward the wall of evidence.

Scarlett followed his gaze, eyes landing on a web of documents connected by red thread and pins. A photo in the center stopped her cold.

It was her.

From years ago.

At nineteen. On a university campus. Smiling at something just out of frame. She didn't even remember when it was taken—but clearly, someone had.

She stepped forward, voice quiet. "How long have they been watching me?"

Damian's jaw tightened. "At least seven years."

She swallowed. "Why didn't you tell me sooner?"

"I didn't have proof. Only shadows. And back then, you wouldn't have believed me."

"You should've told me anyway," she said sharply, turning to face him.

"I know."

The silence between them thickened. Not angry. Not awkward. Just heavy with what had been stolen—time, truth, trust.

Scarlett stepped back from the wall. "I want to know everything. No filters. No withholding. I want to know exactly what I've been dragged into."

Damian nodded once. "Then sit down."

He pulled up a digital projection screen on the table, and the lights dimmed.

"This," he said, pointing to a logo, "is Vale Intercontinental. Grayson Vale's private empire. On paper, it's a high-level investment firm. In reality, it's a front for asset seizures, political manipulation, and black market trafficking—mostly legal, occasionally not."

"And my father used to be part of it?"

"They co-founded it in the '90s," Damian said. "Then Monroe walked away. Quietly. Disappeared before the fallout. Left Vale holding the bag."

Scarlett frowned. "Why?"

"Because Monroe wanted to keep his daughter alive."

Scarlett looked at him sharply.

"Vale was planning to force your father's hand. Marriage into his bloodline. Control of inheritance. A merger sealed by family."

Scarlett scoffed. "Old-world mob fairytale."

"Except in their world, bloodlines are money. And children are chess pieces."

She stared at the screen, jaw locked.

"And me?"

Damian exhaled. "You were supposed to be Vale's leverage. Then you vanished. Changed name. New records. Logan kept quiet. So did your mother. You slipped through."

"Until I slipped back."

He nodded. "The moment your name surfaced again in high-value charity circuits, you were flagged."

"And Brandon?"

"Was planted. At first, as a contact. But it seems he liked the assignment too much."

Scarlett clenched her fists. "I'm going to destroy him."

"Good. Just let me help."

She looked at Damian then, really looked—at the man who had once walked away without explanation, who now stood between her and a legacy built on blood and betrayal.

"I need to see him," she said. "Vale. In person."

Damian shook his head instantly. "Absolutely not."

"I'm not asking permission."

"You're asking for a death sentence."

"I'm asking for control."

"You can't negotiate with a man who plays god with lives."

"Then I'll remind him I'm not a pawn," she snapped. "I'm the one with the bloodline now."

Damian stepped closer, eyes cold. "You step into his world unguarded, and you don't walk out."

"Then you better keep up," she said.

For a moment, they just stared at each other—two storms colliding, stubborn and electric.

Finally, Damian nodded once. "Then we do it my way."

Scarlett crossed her arms. "Meaning?"

"We bait him out. Controlled environment. No direct contact until I've confirmed his perimeter. And you do not speak unless I say so."

Scarlett arched a brow. "You're enjoying this."

"Not even a little."

"Liar."

Damian smirked faintly. "You're still infuriating."

"And you're still bossy."

They held each other's gaze.

Then, slowly, the heat shifted again. Less fury. More friction.

Scarlett took a slow step forward. "You've been planning for this day."

"Every version of it," he said.

"And in all those versions," she murmured, "was I always this difficult?"

He leaned in, his voice a growl against her ear. "You have no idea."

Scarlett's breath hitched.

But before either of them could close the distance, the door to the conference room opened.

Nate Wolfe stepped in, holding a tablet.

"You're going to want to see this."

Damian took it, brows pulling down as he scanned the content.

"What is it?" Scarlett asked.

Nate looked at her, then at Damian. "They moved."

"Who did?"

"The team Vale had watching you," Damian said, voice flat. "They've gone dark."

Scarlett frowned. "That's good, right?"

"No," Damian said quietly. "It means they're not watching anymore."

Nate's voice was grim. "It means they're ready to act."

Scarlett's spine stiffened.

"Act how?" she asked, already knowing the answer would carve fear into her bones.

Damian turned the tablet toward her. A satellite image flickered across the screen, showing a parking garage three blocks from her apartment.

"Last night, two of Vale's contractors pulled surveillance equipment and changed vehicles. That means whatever intelligence they wanted, they've already collected."

"So what comes next?" she asked.

Nate spoke quietly. "They'll test your security. Look for cracks. Watch your patterns. Then… they isolate you."

Scarlett crossed her arms, grounding herself in anger. "Let them try."

"This isn't bravado hour," Damian said. "You're not bulletproof."

"I'm not helpless, either."

He looked at her. Not cold. Not frustrated. Just brutally honest.

"No, but you're a high-value target. And there are people in this city who would kill for the chance to control Monroe Holdings—people who don't care about your name or your body count. They'll exploit any weakness."

Scarlett's jaw tightened. "Including me."

"Especially you," Nate added.

She stepped away from the screen and walked toward the window, staring down at the people far below on the sidewalks—moving like ants, unaware of the kind of war that brewed above them.

For most of her life, she'd wanted power. Wanted to matter. Now she had more than she ever asked for, and all it did was make her feel like a thread stretched too tight.

"Is this what it's like?" she asked softly. "To be born into legacy?"

Damian joined her at the glass. "No," he said. "This is what it's like to survive one."

She didn't answer. She couldn't.

Not when everything felt like it was shifting under her feet.

Finally, she turned to him. "So what's our next move?"

He studied her a moment. "You go back to your apartment. We rotate Ava out and replace her with tactical security. You don't take unnecessary meetings. Don't answer unknown calls. Don't touch anything without scanning it first. If you so much as smell something off—call me."

"You're not my handler."

"No. I'm the only one standing between you and the worst version of this story."

Scarlett stepped close again, her voice low. "Then don't fail me."

Damian's eyes flared. "I won't."

They didn't touch.

But something between them tightened—something neither of them acknowledged aloud.

A ghost of what they'd been.

And the shadow of what they still could become.

---

Back at her apartment, Scarlett found Ava already packing.

"I'm not happy about this," Ava muttered, stuffing her heels into a duffel. "Wolfe and your brother think they can just schedule me out like I'm a day nurse."

"I need you safe too."

Ava paused, then sighed. "I know. But this is starting to feel real."

"It's been real."

"No," Ava said, zipping her bag. "Before it was gossip and betrayal and tragic daddy issues. Now it's hit squads and surveillance vans."

Scarlett managed a weak smile. "Still better than dating in Brooklyn."

Ava snorted. "Fair point."

Scarlett crossed the room and hugged her best friend tightly.

"Be careful," she said.

"You too."

And then Ava left, traded out for two new security personnel who looked like they'd stepped out of a military catalog—quiet, discreet, and armed.

Scarlett sat on the couch for hours afterward, scrolling through the photos Damian had given her of Vale's network—each face more forgettable than the last.

That was the danger.

They didn't look like villains.

They looked like waiters.

Drivers.

Strangers you'd pass on the street and never see again.

By midnight, she still hadn't moved from the couch.

Not until her phone rang.

Private line.

She answered.

No one spoke.

But a voice eventually crackled through.

Faint. Mechanical.

"Tick tock, princess."

Then the line went dead.

"Tick tock, princess."

The words echoed louder in her head than any threat she'd ever faced. They weren't meant to kill her—not yet. They were meant to haunt her.

A game.

A countdown.

She set the phone down, reached for the pistol Logan had given her, and gripped it hard.

No more pretending.

No more running.

If someone wanted her legacy, they were going to have to fight for it.

Because Scarlett Monroe had just decided—

She would become everything they were afraid of.