"Yinyan… is… is it just you at home? I… I thought your parents would be here…" Li Bin forced a smile, swallowing hard, a bit awkwardly asking.
"Um… my… my dad's sick and in the hospital. My mom's there taking care of him… usually… it's… it's just me at home…" Yu Yinyan's face flushed with nerves, suddenly regretting inviting Li Bin over alone.
With her parents gone, bringing a strange man into the house felt shameful and tense for Yu Yinyan.
Hearing Yu Yinyan mention her dad's illness, Li Bin recalled the system's earlier hint.
Yu Yinyan was dating Du Bin because her father's illness required a lot of money. Introduced to Du Bin, she was pressured into the relationship, hoping to secure a hefty dowry to pay for her father's treatment.
"Is that so? How's your dad doing now? What's the illness? Anything I can help with?" Li Bin asked, feigning concern.
"Ah… it's… it's uremia… still early stage… treatable… but… it costs a lot…" Yu Yinyan's face fell as Li Bin brought up her father's condition, leading him upstairs while awkwardly explaining.
This was a major weakness for Yu Yinyan, and spending money to boost her favor and lower the conquest difficulty was something Li Bin was happy to do. Hearing her mention money troubles, he jumped at the chance to offer a loan.
"Uremia's expensive to treat. Yinyan, is there enough money for your dad's treatment? If not, I can cover some. You can pay me back when your book starts earning."
Climbing the stairs, Li Bin deliberately lagged a few steps behind, sneaking glances up Yu Yinyan's skirt, catching clear views of her plump, snowy ass and the pink panties between her swaying legs.
In the fleeting glimpses, Li Bin could faintly see her panties clinging to her cunt, outlining a subtle slit and the thick, full lips of her labia.
"Huh? How… how could I accept that… Brother Bin… honestly, my dad's treatment does cost a lot… our family's already in debt from it… Du Bin promised to lend me money for my dad's care… but he hasn't followed through… I've brought it up a few times…" Yu Yinyan bit her lip, hesitating shamefully.
"How much is needed to get your dad treated?" Li Bin cut her off, pulling out his phone from his pocket, hurrying up the stairs to stand at the third-floor landing, looking at her seriously.
"Uh… well… it's… still about… thirty… thirty-something thousand…" Yu Yinyan lowered her head, embarrassed. Thirty thousand was an astronomical sum for her family. They'd spent all their savings on her dad's treatment, and when they built their resettlement house, they'd borrowed heavily from relatives and friends—debts they still hadn't repaid.
With her father gravely ill and her mother unable to work while caring for him, Yu Yinyan, fresh out of college and jobless, left the family with virtually no income.
"Open your Alipay QR code." Li Bin reached out, naturally grabbing Yu Yinyan's hand. "Yinyan, don't worry. Your dad's treatment comes first. I've got some money here—use it for his care."
"Brother Bin! R-really?… You… you're willing to lend me money? Aren't you worried we won't pay you back? We've borrowed so much from relatives and friends over the years… if we borrow from you… it might take us a long time to repay…" Yu Yinyan looked up at Li Bin in shock, her eyes brimming with disbelief and gratitude.
Over the years, borrowing money for her father's treatment had shown Yu Yinyan the coldness of human nature. Once-close relatives and friends now avoided them, fearing her parents would ask for loans, treating them like the plague. No one visited during holidays anymore.
To scrape together money for her father's care, her parents were even willing to sacrifice her lifelong happiness, pushing her to marry a man she didn't love.
"What's all this talk? What's more important than your dad's treatment? Uremia can't wait—it needs to be treated fast!"
Li Bin assertively snatched Yu Yinyan's phone, placing it back in her hand. "Open your Alipay QR code. My money's all in Alipay."
-------------------------------------
Featured projects:
Naruto: Saving the Uchiha 120 chapters (R-18 novel)
The Crime Value System 120 chapters (R-18 novel)
I Have Caught a Pokémon — 300 chapters (R-18 novel)
Goddess Training Manual — 700 chapters (R‑18 novel)
Second Generation Villain (Revised Version) — 90 chapters (R‑18 novel)
Detective Conan Fanfic — 380 chapters (R‑18)
The Heroine Wants to Join My Harem — 1020 chapters
I Am the Villain's Father — 400 chapters
----------------------------------------------------------------
👉 Join and support these projects at: patreon.com/LEYI396
— Don't miss a single chapter or any manga translation done on demand!