As the final exams concluded, Zhang Yu, like in previous years, ranked first in the class, and with the increase in his overall score, he moved up to 23rd in the entire Civil Engineering Department.
This allowed him to apply for new scholarship loans, with the first in class plus the 23rd in the department bringing him over 20 spirit coins in low-interest scholarship loans.
However, even though Zhang Yu's current income is high, his expenses are equally substantial.
For example, the manufacturing costs of magic treasures, maintenance costs, purchasing and practicing artifact refining blueprints, and training in artifact refining cultivation techniques—all of these are enough to hire a good number of students from the Civil Engineering Department.
But now, with the addition of this 20 spirit coins loan, Zhang Yu's account balance is nearing 60 spirit coins.