Jack wandered around Harden's big house in the suburbs... it's even bigger than his own place! And this is Big Apple City! He heard Harden say it was bought, not rented.
He estimated, Harden must owe the bank quite a bit?
Although Harden signed a 3-year, $12 million shoe endorsement deal thanks to Big Apple City as soon as he joined the NBA, and his high-ranking rookie salary is decent too, all the money he can currently advance still isn't enough to buy this building.
But it's not a loss to get a loan now; the house prices are at their low point... Jack recalled, back in September during a small gathering in Compton, Harden had asked him about buying a house. He just casually replied that investing in a house now would make money in the future.
Seems like Harden believed Jack's offhand remark...