Additionally, if someone fails to repay a borrowed loan due to personal financial crises or similar situations, and genuinely cannot repay the debt, the circumstances of the fraud charge may appear relatively minor. According to the law, the punishment can then be reduced.
By the same logic, if the failure to repay borrowed money is due to intentional default, the circumstances of the fraud charge will be considered very serious. This is classified as malicious fraud, and the sentencing will be more severe.
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In Jin City, at the nursing home, Zhang Qingyuan and others watched the live broadcast of the court session. They couldn't help but make sarcastic comments, completely scoffing at Meng Lei's responses. Meng Lei's behavior was clearly a case of intentional default, yet he still had the audacity to argue in court that he faced difficulties. Such personal financial crises, in theory, could be easily verified by the court.
