Karen is an ordinary citizen of the Gafura Empire. He has a reasonably decent job and has saved up some money over the years.
When Yuanrong Gold Certificate started gaining popularity some time ago, he didn't jump on it immediately, since it was too unfamiliar to everyone.
Receiving a return of 8% of the total investment every month—who would believe such nonsense?
If the returns were really that high, why would they bring others to make money instead of keeping it a secret to get rich themselves?
Karen thought that if he had a business that could bring him an 8%... no, even a 5% profit every month, he wouldn't tell anyone and would just profit alone.
He's not someone with big dreams, possibly sharing many of the common shortcomings of ordinary people: vanity, selfishness, a bit of greed, but also sufficiently cautious.
He didn't buy in the first phase.
He didn't buy in the second phase either.
