Qian took the opportunity to hint to Jia Xiufang that while Xiufang doesn't worry about money now, her personality is innate, and she doesn't have much ability. Qian thinks her mom is good as she is now; there's no need for more money. Maintaining a slightly above average small boss level is enough. If she goes higher, Jia Xiufang's IQ and EQ can't handle it at all, and Qian doesn't want her mom to struggle.
"Mei is right. You can't truly know a person just by their appearance. Every flower is a world, every leaf a realization. Everyone's worldview is different. What you consider as a matter of course might not be the same for others. Women like Qu Xue never repent for their actions. Handling such people only requires us not to let them succeed. Never expect them to apologize or feel guilty inside."
