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Chapter 1 - Chapter 1: The Wrong Kind of Rich

Delilah Rivera adjusted the collar of her blazer for the third time in as many minutes. The fabric was stiff—not from quality, but from too many dry-clean-only warnings she'd ignored while scraping together rent last month. Still, it looked sharp. Professional. Like she belonged in a penthouse overlooking downtown Manhattan, even if her bank account screamed otherwise.

She stood alone in the center of the living room, arms crossed, eyes scanning every inch of the space like it might bite back. Marble floors gleamed under recessed lighting. Floor-to-ceiling windows framed a skyline that glittered like shattered diamonds. A crystal chandelier hung overhead, casting prisms across the walls like someone had thrown stardust into the air and forgotten to clean it up.

This place didn't just cost money—it cost *generations*.

And Delilah? She came from one generation: hers. The kind that worked double shifts, patched tires with duct tape, and celebrated "payday" with instant ramen and reruns of *Friends*. She wasn't here to admire the view or marvel at the gold-plated faucets in the powder room (though she'd peeked—just once). She was here to close a deal. Period.

Her phone buzzed in her pocket. She pulled it out without looking.

> **Tasha**: You still alive in there? Or did the rich people eat you?

Delilah smirked and typed back quickly.

> **Delilah**: Only if they serve street-smart women with extra sass on the side.

She tucked the phone away just as footsteps echoed from the hallway.

Slow. Confident. Expensive.

She turned.

And nearly dropped her tablet.

*Hunter Bancroft.*

Even if she hadn't recognized him from the society pages or the business headlines—"Bancroft Heir Takes Over New Development Arm," "Hunter Bancroft Spotted at Monaco Yacht Party"—she would've known him by the way the air changed when he entered a room. Like gravity shifted to orbit around him.

He was taller than the photos suggested—six-three, maybe six-four—with broad shoulders that filled out his navy suit like it had been tailored by gods. His dark hair was tousled just enough to look effortless, not messy. And his eyes… sharp gray, like storm clouds over steel.

"You're the realtor?" he asked, voice smooth as aged whiskey, laced with something that sounded dangerously close to amusement.

Delilah straightened her spine. "I'm the closer."

A slow grin tugged at the corner of his mouth. "Bold. I like that."

"I'm not here to be liked," she said flatly.

"Even bolder." He stepped farther into the room, hands in his pockets, gaze sweeping over the space like he owned it—which, technically, he did. This penthouse was part of the Bancroft Holdings portfolio, listed quietly through a shell company to avoid media frenzy. Delilah had only gotten the listing because her mentor, an old-school broker with ties to Hunter's late father, had vouched for her.

Still, she refused to let his presence rattle her. She'd dealt with men like him before—men who thought charm was currency and arrogance was armor.

"I've reviewed the terms," she said, tapping her tablet screen. "If you're serious about selling, I need your signature on the exclusivity agreement today. Otherwise, I walk."

Hunter stopped near the glass wall, arms crossed now, watching her with open curiosity. "And if I'm not serious?"

Delilah met his gaze without flinching. "Then I'm wasting my time. And I don't waste time."

There was a beat of silence. The kind that stretched just long enough to feel like a dare.

Then Hunter pushed off the wall and walked toward her—slow, deliberate, like a predator who knew he didn't have to rush.

"You're not like the others," he murmured, stopping just a foot away.

Delilah kept her expression neutral, though her pulse hammered in her throat. "I'm not trying to be."

"Good," he said, voice dropping lower. "Because I don't do ordinary."

She almost laughed. *Ordinary?* She was the definition of ordinary—if ordinary meant working three jobs in college, sleeping on a futon until 27, and still checking her balance before ordering coffee. But she wasn't here to confess her life story. She was here to earn a commission that could cover her brother Mateo's tuition for another semester.

"Look," she said, stepping back slightly, "I get it. You're used to people fawning over you. But I'm not them. I don't care about your name, your net worth, or your stupidly expensive shoes—though, seriously, are those handmade Italian leather?"

Hunter glanced down at his loafers, then back at her, amused. "You noticed."

"I notice details. It's how I sell properties twice as fast as my competition."

He studied her for a long moment. "Why this listing? There are bigger firms. More connected agents."

"Because your father trusted my mentor," she said simply. "And because I don't play games."

Hunter's expression flickered—something raw and unexpected flashing in his eyes at the mention of his father. Delilah filed that away. Grief was a vulnerability. And in this world, vulnerability was leverage.

But she wouldn't use it. Not unless she had to.

"I'll sign," he said finally.

Relief washed over her—but she didn't show it. Instead, she handed him the digital stylus. "Page seven. Initial here, here, and here. Full signature at the bottom."

He signed with practiced ease, then handed the tablet back. Their fingers brushed—just for a second—and Delilah felt it like a static shock.

*Danger*, her instincts whispered.

Not because he was rich. Not because he was handsome.

But because he was *interested*.

And interest from a man like Hunter Bancroft wasn't a gift. It was a complication.

"So," he said, slipping his hands into his pockets again, "what's your strategy? For selling this place?"

Delilah blinked. Most sellers just wanted it gone. They didn't care about the "how."

"I target discreet buyers," she said carefully. "High-net-worth individuals who value privacy over prestige. No open houses. No listings on public portals. Just private showings, vetted offers, clean closes."

Hunter nodded slowly. "You understand discretion."

"I understand survival," she corrected. "In my world, one wrong move can cost you everything."

He tilted his head. "And what's your world like?"

"Long hours. Thin margins. No safety nets." She shrugged. "But it's honest."

Hunter's gaze softened—just a fraction. "Honesty's rare around here."

"Then maybe you've been looking in the wrong places."

Before he could respond, his phone rang. He glanced at the screen and sighed. "My mother."

Delilah tensed. *Victoria Bancroft.* The woman who ran Bancroft Holdings like a queen ruling a bloodline, not a boardroom. The woman who'd once called a reporter "disposable" on live television and never apologized.

"Take it," Delilah said, already gathering her things. "I've got what I need."

Hunter hesitated. "Wait."

She paused at the door. "For what?"

"For you to tell me your name. Properly."

She turned. "Delilah Rivera."

He repeated it like he was testing the weight of it on his tongue. "Delilah."

"Just Delilah is fine."

"No," he said, a ghost of a smile playing on his lips. "It suits you. Strong. Uncommon."

She rolled her eyes—but inside, something fluttered. She hated that.

"I'll be in touch about showings," she said briskly, stepping into the hallway.

"Delilah."

She glanced back.

"If you ever need anything…" He trailed off, leaving the offer hanging in the air like bait.

She gave him a tight smile. "I'll manage."

And with that, she walked away—heels clicking against marble, heart pounding just loud enough to hear over the hum of the elevator descending.

---

Back in her beat-up Honda Civic, parked two blocks away (because valet parking cost more than her lunch), Delilah exhaled hard and gripped the steering wheel.

She replayed the encounter in her head. Every word. Every glance. Every micro-expression.

Hunter Bancroft wasn't just arrogant—he was observant. And that made him dangerous.

She pulled out her phone and dialed Tasha.

"Did you survive?" Tasha answered immediately.

"He signed," Delilah said. "But he also… looked at me like I was a puzzle he wanted to solve."

"Oh no," Tasha groaned. "That's worse than flirting."

"It's nothing," Delilah insisted. "Just a client."

"Girl, that man doesn't *have* clients. He has subjects."

Delilah laughed despite herself. "Don't be dramatic."

"I'm being realistic. You know what they say—never fall for the guy who owns the castle. Especially when you're still paying rent on your cardboard box."

"I don't live in a cardboard box."

"Semantics."

Delilah smiled, but it faded as she drove past a luxury boutique where a woman in fur tried on sunglasses worth more than Delilah's monthly car payment.

She thought about Mateo, studying late in their tiny apartment, textbooks spread across the kitchen table. About her mom's medical bills piling up like unread letters. About the dream she'd buried years ago—of owning her own firm, of building something that couldn't be taken away.

Love wasn't on the agenda. Distractions weren't allowed.

But Hunter Bancroft?

He wasn't just a distraction.

He was a storm.

And storms didn't ask permission before they hit.

---

**End of Chapter 1**

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Would you like **Chapter 2 (expanded)** next, or a deeper dive into Delilah's backstory via a flashback interlude?

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